Veil Card
Veil Bank · Visa / Mastercard
Veil Card is a privacy-focused crypto card issued by Veil Bank, described as an 'omni bank' backed by a partner bank in Laos and available in 130+ countries. The card is non-custodial and offers in-app 'Privacy Swaps + Bridges' for untrackable on-chain movements, minimal KYC (ID photo + selfie and address, no proof of income) and no data resale. Three tiers: Nomad (free, virtual-only, 3% cashback), Black Offshore (600 USD, virtual + physical, 5%) and Corporate (1,500 USD, 7%). DATA NOTE: the FX markup (fx_markup_pct) is not disclosed by the source and is set to 0; the annual fee is undocumented and set to 0; the issuance fee reflects the base Nomad tier (free = 0). ATM limit and fees are also undisclosed. This is a different product from the similarly named veil.cards service.
The number that matters
The banner cashback isn't what you pocket.
After FX markup, fees and withdrawals, on an average profile of €1,000/mo (20% abroad).
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Network | Visa / Mastercard |
|---|---|
| Fund custody | Self-custody (funds in your control) |
| Issuance fee | Free |
| Annual fee | Free |
| ATM withdrawal | Free |
| FX markup | 0% |
| Cashback | 7% · Nessuno |
| Chains | Ethereum, Polygon, XRP, Bitcoin, Solana, Avalanche |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Light |
| Privacy | 8/10 |
| Supported countries | US, EEA, LATAM, APAC · 130+ countries |
| Estimated net annual cost | €0/year |
| Segment | B2C |
| MiCA / License status | Bank partner license (Laos) |
Plans & pricing
Strengths
- Non-custodial model with in-app privacy swaps and bridges for less traceable on-chain movements
- Minimal KYC (ID photo + selfie, no proof of income) and no data resale
- Free Nomad tier with virtual card and 3% cashback, up to 7% on higher plans
- Self-custody: funds stay in your wallet — the platform cannot touch them.
- Light KYC: minimal identity verification.
Weaknesses
- Poor transparency: FX markup, annual fee, ATM fees and limits not disclosed
- Banking backed in Laos with no clearly stated license or legal entity
- Tiers with a physical card require high registration fees (600-1,500 USD)
- No notable sovereignty drawback documented.
Verdict
Weak legal protection: no clearly stated license or legal entity, banking backed in Laos and poor transparency on fees and limits. Non-custodial model but with consumer guarantees that are hard to verify.
Good operational sovereignty: non-custodial model with in-app privacy swaps and bridges and minimal KYC. The user keeps control of on-chain funds, though the issuer's opacity remains a limitation.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Is Veil Card custodial?
No. According to the sources the card is non-custodial across all tiers, with privacy swaps and bridges handled in-app.
What KYC does Veil Card require?
Minimal KYC: an ID photo, a selfie and your address. No SSN/SIN or proof of income is requested.
Sources
- Official service page Cashback · Chains · Countries · KYC · +4 Data verified on Jun 23, 2026
- todey.xyz Tiers · Cashback · Payment network · Regions · +3 Data verified on Jun 22, 2026