Offgrid Card
Off Grid · Visa
Off Grid is a non-KYC, privacy-first Visa-branded crypto card marketed as Europe-based. It lets users spend crypto without submitting ID documents, using zero-knowledge proofs to verify transactions without collecting or storing personal data. The card is virtual (added to a digital wallet, no plastic) and comes in three tiers (Edge, Prime, Black) with annual registration of $49/$97/$299 and daily spending limits of $1,000/$2,500/$5,000 (up to roughly $4,000/month without ID). The model is custodial. No cashback and no ATM access. The licensing country is not publicly documented (only a 'based in Europe' note); the EE value/licenses field is indicative and should be treated as unconfirmed. The issuance fee mirrors the base-tier annual registration ($49) expressed in EUR as an approximation since official amounts are in USD.
Data & conditions
| Network | Visa |
|---|---|
| Fund custody | Custodial (platform holds funds) |
| Issuance fee | €49 |
| Annual fee | €49/year |
| Free ATM limit | Nessun accesso ATM / No ATM access |
| ATM withdrawal | Free |
| FX markup | 0% |
| Cashback | — |
| Chains | Bitcoin, Ethereum |
| On-chain settlement | Yes |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | No KYC |
| Privacy | 8/10 |
| Supported countries | EEA, US, APAC, LATAM, MENA, AFRICA |
| Estimated net annual cost | €49/year |
| Segment | B2C |
Strengths
- No KYC: spend up to ~$4,000/month without ID documents
- Zero foreign exchange markup (0%) on foreign-currency transactions
- Privacy built on zero-knowledge proofs, no personal data collected
- No KYC: usable without identity verification.
Weaknesses
- Custodial model: funds are not in the user's self-custody
- No cashback and no ATM access/withdrawals
- Jurisdiction and licensing not publicly documented; invite-only access
- Custodial: the platform holds your funds and can freeze or lose them.
Verdict
Off Grid is a custodial, non-KYC card with no publicly documented jurisdiction or license (only a 'based in Europe' note): if something goes wrong there is no regulatory framework or supervisory authority to turn to, and funds sit in the issuer's custody. Consumer protection is effectively absent.
On the sovereignty axis the verdict is mixed: the card is non-KYC, uses zero-knowledge proofs and collects no personal data, which is strongly cypherpunk-friendly; however the model is custodial, so you do not have full control of your funds. High privacy, zero self-custody.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Does Off Grid require KYC?
No. Off Grid is marketed as a non-KYC card: it lets you spend up to roughly $4,000/month without providing ID, passport or personal data, using zero-knowledge proofs.
What network does the card run on and are there FX fees?
The card is Visa-branded and accepted anywhere Visa is accepted, online and in stores globally. The stated foreign exchange markup is 0%.
Sources
- Official service page Kyc · Payment network · Fx markup · Privacy score · +1 Data verified on Jun 22, 2026
- todey.xyz Fees · Tiers · Custodial · Kyc · +5 Data verified on Jun 22, 2026