Avvio Card
Avvio (Anzo Labs, Inc.) · Visa
Avvio Card is a Visa card issued by Avvio (a brand of Anzo Labs, Inc., a Delaware, USA company) built to spend on-chain assets while keeping full self-custody through Turnkey's MPC infrastructure: keys stay under the user's control and can be exported at any time. The card supports wallets on Bitcoin, Ethereum/EVM and Solana, offers virtual accounts in 160+ countries and is accepted at 150M+ Visa merchants. Avvio advertises no issuance fee and 0% foreign transaction fees, while no cashback program or ATM withdrawals are offered. Avvio is a financial technology company, not a bank: accounts, cards and custody are provided by licensed partners. Annual fees and reward programs are not publicly documented, so they are recorded as 0; the profile is not yet independently verified.
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Network | Visa |
|---|---|
| Fund custody | Self-custody (funds in your control) |
| Issuance fee | Free |
| Annual fee | Free |
| ATM withdrawal | Free |
| FX markup | 0% |
| Cashback | — |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 7/10 |
| Supported countries | US, EEA, UK, LATAM |
| Funding / solidity | Anzo Labs, Inc., numero di registrazione 10392312, sede in 131 Continental Drive Suite 305, New Castle, Newark, DE 19713 (USA), operante con il marchio Avvio. Societa di tecnologia finanziaria, non una banca: i conti USD/EUR, le carte e la custodia sono erogati da partner con licenza. |
| Estimated net annual cost | €0/year |
| Regulator | Nessun regolatore proprio: Avvio (Anzo Labs, Inc.) e una societa fintech, non una banca; conti, carte e custodia sono forniti da partner con licenza non interamente divulgati. |
| Segment | B2C |
| Funding / solidity | Anzo Labs, Inc., registration number 10392312, based at 131 Continental Drive Suite 305, New Castle, Newark, DE 19713 (USA), operating under the Avvio brand. A financial technology company, not a bank: USD/EUR accounts, cards and custody are provided by licensed partners. |
| MiCA / License status | Visa (tramite partner emittente con licenza bancaria) |
Strengths
- Genuine self-custody: keys are managed via Turnkey MPC and remain exportable by the user
- No issuance fee and advertised 0% foreign transaction fees
- Wide coverage: virtual accounts in 160+ countries and global Visa acceptance
- Self-custody: funds stay in your wallet — the platform cannot touch them.
Weaknesses
- No documented cashback or rewards program
- No ATM withdrawals available
- Annual fees, limits and issuer details undisclosed; profile not yet independently verified
- Full KYC required: verified identity, zero pseudonymity.
Verdict
Avvio is not a bank: accounts, cards and custody are delegated to licensed partners that are not fully disclosed, so protections depend on the underlying issuer and cannot be transparently verified. Full disclosure of limits, annual fees and the issuing bank's identity is missing, lowering documentable user protection.
Strong on the sovereignty side: keys are managed via Turnkey MPC and remain exportable by the user, ensuring genuine self-custody across Bitcoin, Ethereum/EVM and Solana. A dependency on the app and partners for conversion and spending remains, but on-chain control of funds stays with the user.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Is the Avvio Card custodial or self-custody?
It is self-custody: funds stay in a user-controlled wallet and every transaction is signed via Turnkey's MPC infrastructure, with the ability to export keys at any time.
What fees does the Avvio Card charge?
Avvio advertises no issuance fee and 0% foreign transaction fees. Any annual fee is not publicly documented, so it is recorded as 0 in this dataset.
Sources
- Official service page Azienda emittente Anzo Labs Inc · Rete Visa · Auto-custodia Turnkey · Virtual card · +5 Data verified on Jun 23, 2026
- todey.xyz Fee emissione 0 · FX 0% · Cashback 0 · No ATM · +3 Data verified on Jun 22, 2026