Antarctic Wallet Card
Antarctic Wallet · Mastercard
Antarctic Wallet Card is a virtual Mastercard tied to the custodial Antarctic Wallet crypto wallet, designed for QR-code and mobile-wallet payments. It works with USDT on the TON and TRON (TRC-20) networks: topping up with USDT on TON is free, while TRON carries a fixed 2.75 USD fee per transaction. Access is via app, web and a Telegram bot. KYC is required and funds are held in custody by the service. It offers no cashback and no ATM withdrawals (virtual-only card). The issuance fee and FX markup are not published by the issuer: they are set to 0 here for lack of official data and should be verified before use. It is live across CIS countries and expanding in APAC (Vietnam, Thailand and others announced).
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Network | Mastercard |
|---|---|
| Fund custody | Custodial (platform holds funds) |
| Issuance fee | Free |
| Annual fee | Free |
| Free ATM limit | N/D |
| ATM withdrawal | Free |
| FX markup | 0% |
| Cashback | — |
| Chains | TON, Tron |
| On-chain settlement | Yes |
| Contactless | No |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 2/10 |
| Supported countries | APAC · 3+ countries |
| Funding / solidity | Antarctic Wallet e un servizio di pagamenti crypto con wallet custodial e carta Mastercard virtuale, con sede legale nella Repubblica del Kirghizistan. Operativo nei paesi CIS, Vietnam e Thailandia, in espansione in APAC. Dichiara oltre 460.000 clienti e oltre 10 milioni di pagamenti completati. |
| Estimated net annual cost | €0/year |
| Regulator | Autorita di regolamentazione della Repubblica del Kirghizistan |
| Segment | B2C |
| Funding / solidity | Antarctic Wallet is a crypto payments service with a custodial wallet and a virtual Mastercard, legally based in the Kyrgyz Republic. Live across CIS countries, Vietnam and Thailand, expanding in APAC. It claims over 460,000 customers and over 10 million completed payments. |
| MiCA / License status | Licensed operation in Kyrgyz Republic Licensed operation in the Kyrgyz Republic; outside the EU/MiCA perimeter. |
Strengths
- Virtual Mastercard with fast QR payments and Telegram bot access.
- Free top-up with USDT on the TON network; also supports USDT TRC-20 on TRON.
- Free registration and no annual fee disclosed.
- No notable sovereignty advantage documented.
Weaknesses
- Custodial with mandatory KYC: no direct control over keys.
- Virtual-only, no ATM withdrawals and no cashback.
- Issuance fee and FX markup not published: limited cost transparency.
- Custodial: the platform holds your funds and can freeze or lose them.
- Full KYC required: verified identity, zero pseudonymity.
- Subject to regulation (Licensed operation in the Kyrgyz Republic; outside the EU/MiCA perimeter.): reporting to authorities and freezes on order.
Verdict
Weak user protection: the service is custodial with mandatory KYC and operates under a Kyrgyz Republic license, outside the EU/MiCA perimeter. In case of issues there are no consumer protections equivalent to European ones. Costs (issuance, FX markup) are not published, reducing transparency.
Low sovereignty score: it is a custodial card, the user does not control the private keys and KYC is mandatory. Funds remain in the service's custody, so there is no self-custody nor censorship resistance.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Is Antarctic Wallet Card custodial or self-custody?
It is custodial: funds are held by the Antarctic Wallet service and you do not have direct control of the private keys. KYC is required.
Which networks and tokens does Antarctic Wallet Card support?
It supports USDT on the TON and TRON (TRC-20) networks. Topping up with USDT on TON is free, while TRON costs 2.75 USD per transaction. The card is a virtual Mastercard with QR payments.
Sources
- Official service page Payment network · Blockchain · Fee top up · Kyc · +8 Data verified on Jun 23, 2026
- todey.xyz Payment network · Virtual card · Cashback · Custodial · +2 Data verified on Jun 22, 2026