CoinsPaid
Dream Finance OÜ
CoinsPaid is a high-volume crypto payment gateway and processor operated by Dream Finance OÜ, licensed in Estonia by the Financial Intelligence Unit. It lets businesses — with a strong presence in the iGaming sector — accept 20+ cryptocurrencies (Bitcoin, Ethereum, stablecoins) and offers a suite including multi-currency business wallets, OTC and exchange desks. Founded in 2014, it processes hundreds of thousands of transactions per month.
Data & conditions
| Service type | Stablecoin infrastructure |
|---|---|
| Pricing model | Per transaction |
| Stablecoins | USDT, USDC |
| Customer type | Marketplace, Platforms, Enterprise, SMEs |
| Fund custody | Custodial (platform holds funds) |
| Supported countries | EEA |
| Regulator | Financial Intelligence Unit (Estonia) |
| Segment | B2B |
| MiCA / License status | Estonia FIU crypto license (FVT000166) |
Strengths
- High-volume crypto processor licensed by the Estonian FIU with a full suite (gateway, wallets, OTC).
- Long track record since 2014, with strong adoption in the iGaming sector.
- No notable sovereignty advantage documented.
Weaknesses
- B2B infrastructure: not accessible to end consumers.
- As a processor it custodies funds in transit and is exposed to the typical risks of the iGaming sector.
- Custodial: the platform holds your funds and can freeze or lose them.
Verdict
Score 3.7/5, solid profile. In its favour: high-volume crypto processor licensed by the Estonian FIU with a full suite (gateway, wallets, OTC). The trade-off to weigh: b2B infrastructure: not accessible to end consumers.
On the Sovereignty lens the score is 0.0/5 (weak): the strength is fund control (0.0/5).
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Can an individual use CoinsPaid?
No. CoinsPaid is payment infrastructure aimed at businesses and platforms, not an end-consumer product.
Is CoinsPaid licensed?
Yes. The service is provided by Dream Finance OÜ, licensed for cryptocurrency exchange and wallet services by the Estonian Financial Intelligence Unit.
Sources
- Official service page Descrizione · OTC Data verified on Jul 17, 2026