Visa vs Mastercard
Visa and Mastercard compete in the same bracket: coverage, certifications and integration time-to-market decide it. For a serious B2B comparison request custom pricing from both: public terms are only the starting point.
| Visa | Mastercard | |
|---|---|---|
| Tier | S | S |
| Rating | ★ 4.9 | ★ 4.8 |
| Service type | Card issuing / BaaS | Card issuing / BaaS |
| Pricing model | Interchange share | Interchange share |
| Card networks | Visa | Mastercard |
| Card types | debit, credit, prepaid, virtual, physical | debit, credit, prepaid, virtual, physical |
| Customer type | Enterprise, Fintech, Platforms | Enterprise, Fintech, Platforms |
| Processed volume | $17T | $10.6T |
| Fund custody | Self-custody (funds in your control) | Self-custody (funds in your control) |
| Supported countries | US, EEA, UK, APAC, LATAM, MENA, AFRICA · 200+ countries | US, EEA, UK, APAC, LATAM, MENA, AFRICA · 210+ countries |
| OAM Italy registration | No | No |
| Segment | B2B | B2B |
| Regions | US, EU/EEA, UK, APAC, LATAM, MENA, Africa | US, EU/EEA, UK, APAC, LATAM, MENA, Africa |
| Licences & safety |
Frequently asked questions
Visa vs Mastercard: which is better?
Visa and Mastercard compete in the same bracket: coverage, certifications and integration time-to-market decide it. For a serious B2B comparison request custom pricing from both: public terms are only the starting point.
Is Visa custodial or self-custody?
Visa is self-custody: you keep the keys, while Mastercard is self-custody.