TF Bank — Mastercard Gold vs Webank Cartimpronta
For spending abroad FX markup matters, and TF Bank — Mastercard Gold does better (0% vs 1.5%). In short: TF Bank — Mastercard Gold if your usage matches its strength, Webank Cartimpronta otherwise — the numbers above beat any slogan.
| TF Bank — Mastercard Gold | Webank Cartimpronta | |
|---|---|---|
| Tier | A | B |
| Rating | ★ 3.9 | ★ 3.7 |
| Network | Mastercard | Visa / Mastercard |
| Card type | Revolving credit | Charge |
| Backing | Unsecured | Unsecured |
| APR | 23.1% | Charge (pay in full) |
| Credit limit | €5,000 | €7,800 |
| Issuing bank | TF Bank AB | Banco BPM (Webank) |
| Issuance fee | Free | Free |
| Annual fee | Free | Free |
| ATM withdrawal | Free | Free |
| FX markup | 0% | 1.5% |
| Cashback | Not disclosed | Not disclosed |
| Contactless | Yes | Yes |
| KYC | Full | Full |
| Privacy | 2/10 | 2/10 |
| Supported countries | EEA · 1+ countries | EEA · 1+ countries |
| Funding / solidity | Banca svedese quotata al Nasdaq Stockholm · carta di credito a canone zero e FX 0% | Banca digitale italiana (gruppo Banco BPM) · carta di credito a canone zero |
| Regulator | Finansinspektionen (Svezia) · Banca d'Italia per la libera prestazione in IT | Banca d'Italia (vigilanza bancaria) / BCE |
| Segment | B2C | B2C |
| Virtual card | — | Yes |
| Regions | EU/EEA | EU/EEA |
| Licences & safety | Banca (TF Bank AB, autorizzata da Finansinspektionen, Svezia; opera in Italia in libera prestazione di servizi) | Banca (Banco BPM S.p.A. — marchio Webank, vigilanza Banca d'Italia / BCE) |
Frequently asked questions
TF Bank — Mastercard Gold vs Webank Cartimpronta: which is better?
For spending abroad FX markup matters, and TF Bank — Mastercard Gold does better (0% vs 1.5%). In short: TF Bank — Mastercard Gold if your usage matches its strength, Webank Cartimpronta otherwise — the numbers above beat any slogan.
Is TF Bank — Mastercard Gold custodial or self-custody?
TF Bank — Mastercard Gold is self-custody: you keep the keys, while Webank Cartimpronta is self-custody.
Which is better for spending abroad?
For foreign-currency spending TF Bank — Mastercard Gold wins, with the lowest FX markup: 0%.