MetaMask Card vs Phantom Cash vs Gnosis Pay
Among MetaMask Card, Phantom Cash and Gnosis Pay, MetaMask Card has the highest editorial rating (★ 5.0). MetaMask Card has the lowest net annual cost (€0). Gnosis Pay offers the highest cashback (5%).
| MetaMask Card | Phantom Cash | Gnosis Pay | |
|---|---|---|---|
| Tier | S | A | B |
| Rating | ★ 5.0 | ★ 4.6 | ★ 4.2 |
| FX markup | 0% | 1% | 0% |
| Cashback | 3% | 0% | 5% |
| Annual fee | Free | Free | Free |
| Estimated net annual cost | €0 | €0 | €0 |
| Custodial | Self-custody | Self-custody | Self-custody |
| Network | Mastercard | Visa | Visa |
| Regions | UK, EU/EEA, LATAM | US | EU/EEA, UK, LATAM |
| Licences & safety | Stripe Issuing / BIN sponsor (partner bank model) | MiCA |