Mastercard vs Column
Different commercial models: Mastercard prices interchange-share, Column hybrid — real cost depends on your volumes. On compliance Column documents more certifications (1 vs 0). For a serious B2B comparison request custom pricing from both: public terms are only the starting point.
| Mastercard | Column | |
|---|---|---|
| Tier | S | A |
| Rating | ★ 4.8 | ★ 4.5 |
| Service type | Card issuing / BaaS | Card issuing / BaaS |
| Pricing model | Interchange share | Hybrid |
| Card networks | Mastercard | Visa |
| Card types | debit, credit, prepaid, virtual, physical | debit, virtual |
| Customer type | Enterprise, Fintech, Platforms | — |
| Processed volume | $10.6T | — |
| Fund custody | Self-custody (funds in your control) | Self-custody (funds in your control) |
| Supported countries | US, EEA, UK, APAC, LATAM, MENA, AFRICA · 210+ countries | US · 1+ countries |
| OAM Italy registration | No | No |
| Segment | B2B | B2B |
| Fiat rails | — | ACH, SWIFT |
| Stablecoins | — | USDC |
| Certifications | — | SOC2-T2 |
| SDK | — | Any via OpenAPI spec |
| KYC | — | Full |
| Regulator | — | OCC |
| Regions | US, EU/EEA, UK, APAC, LATAM, MENA, Africa | US |
| Licences & safety | National Bank Charter |
Frequently asked questions
Mastercard vs Column: which is better?
Different commercial models: Mastercard prices interchange-share, Column hybrid — real cost depends on your volumes. On compliance Column documents more certifications (1 vs 0). For a serious B2B comparison request custom pricing from both: public terms are only the starting point.
Is Mastercard custodial or self-custody?
Mastercard is self-custody: you keep the keys, while Column is self-custody.