Deutsche Bank — db Contocarta vs Webank Cartimpronta
For spending abroad FX markup matters, and Webank Cartimpronta does better (1.5% vs 1.75%). The structural difference is custody: Webank Cartimpronta leaves you the keys, while Deutsche Bank — db Contocarta holds funds on the platform. Neither wins across the board: weigh the points above against your use case before choosing between Deutsche Bank — db Contocarta and Webank Cartimpronta.
| Deutsche Bank — db Contocarta | Webank Cartimpronta | |
|---|---|---|
| Tier | B | B |
| Rating | ★ 3.7 | ★ 3.7 |
| Network | Visa | Visa / Mastercard |
| Fund custody | Custodial (platform holds funds) | — |
| Issuance fee | Free | Free |
| Annual fee | Free | Free |
| Free ATM limit | Euro withdrawals €0 in Italy and abroad; limit €500/day, €5,000/month | — |
| ATM withdrawal | Free | Free |
| FX markup | 1.75% | 1.5% |
| Cashback | Not disclosed | Not disclosed |
| Contactless | Yes | Yes |
| Virtual card | No | Yes |
| KYC | Full | Full |
| Privacy | 3/10 | 2/10 |
| Supported countries | EEA · 1+ countries | EEA · 1+ countries |
| Funding / solidity | Prepagata con IBAN di Deutsche Bank S.p.A., filiale italiana del gruppo Deutsche Bank | Banca digitale italiana (gruppo Banco BPM) · carta di credito a canone zero |
| Regulator | Banca d'Italia · BCE (MVU) | Banca d'Italia (vigilanza bancaria) / BCE |
| Segment | B2C | B2C |
| Card type | — | Charge |
| Backing | — | Unsecured |
| APR | — | Charge (pay in full) |
| Credit limit | — | €7,800 |
| Issuing bank | — | Banco BPM (Webank) |
| Regions | EU/EEA | EU/EEA |
| Licences & safety | Licenza bancaria (Deutsche Bank S.p.A., Albo delle Banche Banca d'Italia) | Banca (Banco BPM S.p.A. — marchio Webank, vigilanza Banca d'Italia / BCE) |
Frequently asked questions
Deutsche Bank — db Contocarta vs Webank Cartimpronta: which is better?
For spending abroad FX markup matters, and Webank Cartimpronta does better (1.5% vs 1.75%). The structural difference is custody: Webank Cartimpronta leaves you the keys, while Deutsche Bank — db Contocarta holds funds on the platform. Neither wins across the board: weigh the points above against your use case before choosing between Deutsche Bank — db Contocarta and Webank Cartimpronta.
Is Deutsche Bank — db Contocarta custodial or self-custody?
Deutsche Bank — db Contocarta is custodial: funds are held by the platform, while Webank Cartimpronta is self-custody.
Which is better for spending abroad?
For foreign-currency spending Webank Cartimpronta wins, with the lowest FX markup: 1.5%.