StableCore
StableCore
StableCore is a digital-asset infrastructure platform for US banks and credit unions. It lets traditional institutions offer stablecoin and digital-asset products (accounts, on/off-ramps, treasury, collateralized lending, tokenized deposits) integrated into existing core banking systems, with compliance and security modules. It positions itself as a neutral layer connecting to custodians, exchanges and stablecoin issuers with no lock-in. It is backed by investors including Coinbase Ventures, Norwest Venture Partners, BankTech Ventures, Bank of Utah and Cross River Digital Ventures.
Data & conditions
| Service type | Card issuing / BaaS |
|---|---|
| Pricing model | Not disclosed |
| Stablecoins | USDC |
| Custody model | non-custodial |
| Customer type | Enterprise, Fintech, Platforms |
| Fund custody | Self-custody (funds in your control) |
| KYC | Full |
| Supported countries | US |
| Regulator | Nessuna licenza propria nota (fornitore di infrastruttura per banche e credit union) |
| OAM Italy registration | No |
| Segment | B2B |
| MiCA / License status | Not disclosed |
Strengths
- Integration into banks' core systems, with no lock-in to a single custodian
- Solid institutional and bank-backed investors (Coinbase Ventures, Norwest, BankTech Ventures)
- Stated focus on compliance and security for regulated institutions
- Self-custody: funds stay in your wallet — the platform cannot touch them.
Weaknesses
- B2B product: not accessible to end consumers
- Early-stage company, pricing, licensing and volume data not public
- Still limited track record
- Full KYC required: verified identity, zero pseudonymity.
Verdict
Score 3.4/5, solid profile. In its favour: integration into banks' core systems, with no lock-in to a single custodian. The trade-off to weigh: b2B product: not accessible to end consumers.
On the Sovereignty lens the score is 1.9/5 (weak): the strength is fund control (5.0/5), while privacy & anonymity (0.0/5) is the weak link.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Can a private individual use StableCore?
No. StableCore is B2B infrastructure sold to banks and credit unions: a consumer only encounters it indirectly, through their own bank.
Does StableCore custody user funds?
No: it presents itself as a technology layer that connects to external custodians, exchanges and stablecoin issuers, without directly holding the assets.
Sources
- Official service page Descrizione · Prodotto · Clienti · Investors Data verified on Jul 17, 2026