Interlace
Interlace
Interlace is a payments and card infrastructure platform, founded in 2019, that integrates stablecoin payments, corporate banking, global accounts and virtual and physical card issuance for corporate expense management via APIs (CaaS). It reports over 6 million cards issued, more than 12,000 enterprise clients and a network across 180+ countries, holding financial licenses in the US, Canada and Hong Kong. It is a B2B solution, not an end-user product.
Data & conditions
| Service type | Card issuing / BaaS |
|---|---|
| Pricing model | Hybrid |
| Card networks | Visa, Mastercard |
| Card types | virtual, physical, prepaid, debit |
| Customer type | Enterprise, Fintech, SMEs, Platforms |
| Fund custody | Custodial (platform holds funds) |
| Supported countries | US, APAC, EEA |
| Segment | B2B |
| MiCA / License status | Financial licenses (US, Canada, Hong Kong) |
Strengths
- Virtual/physical card issuance, global accounts and stablecoin payments on a single API platform.
- Reported meaningful scale: 6M+ cards issued, 12,000+ enterprise clients, network across 180+ countries.
- No notable sovereignty advantage documented.
Weaknesses
- B2B infrastructure: not accessible to end consumers.
- Scale figures are self-reported and funding details are not clearly public.
- Custodial: the platform holds your funds and can freeze or lose them.
Verdict
Score 3.8/5, solid profile. In its favour: virtual/physical card issuance, global accounts and stablecoin payments on a single API platform. The trade-off to weigh: b2B infrastructure: not accessible to end consumers.
On the Sovereignty lens the score is 0.0/5 (weak): the strength is fund control (0.0/5).
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Can an individual use Interlace?
No. It is a B2B (CaaS) platform for companies and fintechs that want to issue cards and manage payments and global accounts, not a consumer service.
Is Interlace regulated?
Interlace states it holds financial licenses in countries such as the US, Canada and Hong Kong; specific details should be verified on the official website.
Sources
- Official service page Data verified on Jul 17, 2026
- prnewswire.com Paesi Data verified on Jul 17, 2026
- weex.com Data verified on Jul 17, 2026