Crassula
Crassula
Data verified on unchanged since the sources
Worth it if you're a company looking to launch white-label banking and cards via API, relying on a BIN sponsor and regulated partners.
Avoid it if you're an end consumer (this is B2B software) or want clarity on licensing and price: it has no known own banking/EMI license and pricing isn't published.
Crassula is a white-label Banking-as-a-Service software platform that lets companies and fintechs launch a branded banking product (accounts, payments, card issuing) by connecting to regulated providers and BIN sponsors. Its card-issuing module offers APIs to issue virtual and physical Visa/Mastercard cards, with spend controls, analytics and 3DS handling, usable from web, iOS and Android apps. It is a software vendor: it does not directly hold funds or banking licenses, which remain with the clients and their regulated partners.
Data & conditions
| Service type | Card issuing / BaaS |
|---|---|
| Pricing model | Monthly SaaS |
| Card networks | Visa, Mastercard |
| Card types | virtual, physical, debit, prepaid |
| Customer type | Fintech, SMEs |
| Fund custody | Self-custody (funds in your control) |
| Supported countries | EEA, UK |
| Segment | B2B |
| MiCA / License status | Not disclosed |
Strengths
- White-label platform to launch branded banking and cards
- Visa/Mastercard card issuing (virtual and physical) via API
- Built-in spend controls, analytics and 3DS handling
- Short claimed launch times (days/weeks)
- Self-custody: funds stay in your wallet — the platform cannot touch them.
Weaknesses
- B2B software, not accessible to end consumers
- No own banking/EMI license noted: relies on BIN sponsors and regulated partners
- Limited public corporate and regulatory documentation
- Pricing not published
- No notable sovereignty drawback documented.
Verdict
Score 3.2/5, average profile. In its favour: white-label platform to launch branded banking and cards. The trade-off to weigh: b2B software, not accessible to end consumers.
On the Sovereignty lens the score is 5.0/5 (outstanding): the strength is fund control (5.0/5).
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
Reputation
What happened to people who used Crassula, and what users say. External signals: they do not feed the promp.it rating.
Incidents & regulatory actions
No known incidentSearch across public sources: no known hack, withdrawal freeze or regulatory action as of the verification date.
verified on
FAQ
Can an individual open an account with Crassula?
No. Crassula sells software to fintechs and companies that build their own branded banking product; the consumer may use the client's app, not Crassula.
Does Crassula have a banking license?
No. Crassula is a white-label software vendor; licenses and custody of funds remain with clients and their regulated partners (BIN sponsors, EMIs/banks).
Sources
- Official service page Data verified on Jul 17, 2026