Alviere
Alviere (Mezu (NA), Inc.)
Data verified on unchanged since the sources
Worth it if you're a US company and want a full stack of accounts, cards and payments from a money transmitter licensed in all states and Puerto Rico.
Avoid it if you're an end consumer or operate in Europe: it's a B2B service with less-documented EU/UK licensing and a US-focused regulatory footprint.
Alviere is a US embedded-finance platform that lets brands and enterprises integrate accounts, wallets, co-branded (debit/prepaid) cards, ACH/wire payments and international transfers to 100+ countries through a single licensed infrastructure. It operates as a regulated money transmitter across every US state and Puerto Rico, handling compliance and operations on behalf of clients. It is a B2B service: not directly available to end consumers.
Data & conditions
| Service type | Card issuing / BaaS |
|---|---|
| Pricing model | Not disclosed |
| Card networks | Visa, Mastercard |
| Card types | debit, prepaid, virtual, physical |
| Fiat rails | ACH, Wire |
| Custody model | qualified-custody |
| Customer type | Enterprise, Fintech, Marketplace, Platforms |
| Fund custody | Custodial (platform holds funds) |
| Supported countries | US, EEA, UK |
| Regulator | FinCEN (US) · regolatori statali money transmission |
| OAM Italy registration | No |
| Segment | B2B |
| Funding / solidity | Founded 2020 · $70M raised (Series A $20M + Series B $50M, 2021) · offices in Denver, New York, Lisbon, London |
| MiCA / License status | US Money Transmitter Licenses (tutti gli stati + Puerto Rico)FinCEN MSB Money transmitter licensed across all US states + Puerto Rico |
Strengths
- Money transmitter licensed in every US state + Puerto Rico: direct regulator relationship and fiduciary responsibility.
- Full stack (accounts, cards, payments, global transfers) with program management included.
- $70M raised (Series A+B) with institutional fintech investors.
- No notable sovereignty advantage documented.
Weaknesses
- B2B service: not accessible to end consumers.
- Primary regulatory focus on the US; EU/UK licence coverage less documented.
- Custodial: the platform holds your funds and can freeze or lose them.
- Subject to regulation (Money transmitter licensed across all US states + Puerto Rico): reporting to authorities and freezes on order.
Verdict
Score 4.0/5, very strong profile. In its favour: money transmitter licensed in every US state + Puerto Rico: direct regulator relationship and fiduciary responsibility. The trade-off to weigh: b2B service: not accessible to end consumers.
On the Sovereignty lens the score is 0.5/5 (weak): the strength is fund control (0.5/5).
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
Reputation
What happened to people who used Alviere, and what users say. External signals: they do not feed the promp.it rating.
Incidents & regulatory actions
No known incidentSearch across public sources: no known hack, withdrawal freeze or regulatory action as of the verification date.
verified on
FAQ
Can an individual use Alviere?
No. Alviere is a B2B embedded-finance provider: it sells infrastructure to brands and enterprises that in turn offer financial products to their own users.
Is Alviere regulated?
Yes. It operates as a money transmitter licensed in every US state and Puerto Rico and is registered as an MSB with FinCEN; banking services run through partner institutions.
Sources
- Official service page Descrizione · Payments · Sedi Data verified on Jul 17, 2026
- techcrunch.com Data verified on Jul 17, 2026