Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

Stealf Card

Stealf · ND

3.0/5 3.8/5 · Data verified on

Stealf is a self-custody crypto payment card in beta, built on Solana's settlement layer. The model is non-custodial ('you hold the keys') with a strong privacy focus: it uses encrypted MPC compute via Arcium and private transfers via Umbra, with no on-chain link between accounts. As of 2026-06-22 the product is a virtual card distributed in beta (iOS TestFlight, Android Google Play, APK), with an official launch announced for Q1 2026 and stated availability in the USA, UK, EU and 'global'. WARNING: the card's economic parameters are undocumented. Network (Visa/Mastercard), issuance fee, annual fee, FX markup, cashback, ATM fee and limits are all listed as 'TBA' by the sources; in this entry those numeric fields are set to 0 because they are undocumented, not because they are genuinely free. The KYC level and the issuing entity are also not publicly disclosed.

31
Transparency: Very low
31/100 · see methodology
31
Data exposure: Minimal
31/100 · lower is better for sovereignty · methodology

Data & conditions

Network ND
Fund custody Self-custody (funds in your control)
Issuance fee Free
Annual fee Free
Free ATM limit TBA
ATM withdrawal Free
FX markup 0%
Cashback
Chains Solana
Contactless No
Virtual card Yes
KYC Light
Privacy 8/10
Supported countries US, UK, EEA
Estimated net annual cost €0/year
Segment B2C
MiCA / License status Nessuna licenza pubblica nota; infrastruttura dichiarata 'fully regulated' ma non documentata

Strengths

  • Self-custody model: the user holds the keys to the private wallet
  • Privacy by design: MPC via Arcium and private transfers via Umbra, no on-chain link between accounts
  • Solana settlement with stated multi-region availability (USA, UK, EU)
  • Self-custody: funds stay in your wallet — the platform cannot touch them.
  • Light KYC: minimal identity verification.

Weaknesses

  • Undocumented economics: network, fees, cashback and limits all 'TBA'
  • Still in beta with undisclosed issuer and licensing
  • 'Fully regulated' claim not backed by verifiable public licenses
  • No notable sovereignty drawback documented.

Verdict

C A ★ 3.0/5 ★ 3.8/5 Estimated net annual cost: €0/year

Weak and unverifiable consumer protection. Stealf claims 'fully regulated' infrastructure but does not publicly disclose licenses, issuer or card network, and as of 2026-06-22 it is still in beta. With no verifiable licensing and all economic parameters 'TBA', it offers the consumer no documented guarantees.

Strong on sovereignty. The model is self-custody (the user holds the keys) with privacy by design: MPC compute via Arcium and private transfers via Umbra, with no on-chain link between accounts. This is the product's strongest aspect, though still in beta.

Privacy & anonymity 30% 3.3
Fund control 20% 5.0
Censorship resistance 20% 3.0
Costs 10% 5.0

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

FAQ

Is Stealf custodial?

No. Stealf presents itself as a self-custody card: the user holds the keys to their private wallet and Stealf does not custody the funds.

What are the Stealf card's fees and network?

As of 2026-06-22 they are undocumented: network, issuance fee, annual fee, FX markup, cashback and ATM limits are all listed as 'TBA' on both the official site and Todey.

Sources

Update history

✓ Terms unchanged since Jun 22, 2026

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