Machines Card
Machines Cash · Visa/Mastercard
Machines (Machines Cash) is a non-custodial crypto card that lets you create unlimited, scoped, disposable virtual cards linked to your own wallet ('We never hold your keys'). It supports BTC, Monero, Zcash, SOL, Tron, USDT, USDC, ETH and EVM assets, runs on the Visa/Mastercard network, and works via Apple Wallet or Google Pay. Virtual cards only, no cashback, free issuance (Hobby plan at 0 dollars per month with 3 virtual cards). KYC is required. NOTE: the licensing country is not publicly documented, so paese_licenza is set conservatively to US but is unconfirmed; licenses are undocumented (empty array); annual fee and FX markup are not disclosed by the source and are set to 0. Per the TODEY listing, Machines announced a wind-down starting May 8 2026 and the team is listed as unverified.
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Network | Visa/Mastercard |
|---|---|
| Fund custody | Self-custody (funds in your control) |
| Issuance fee | Free |
| Annual fee | Free |
| ATM withdrawal | Free |
| FX markup | 0% |
| Cashback | — |
| Chains | Bitcoin, Ethereum, Solana, Tron, Monero, Zcash |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 6/10 |
| Supported countries | US, EEA, UK, APAC, LATAM, MENA, AFRICA |
| Estimated net annual cost | €0/year |
| Segment | B2C |
Plans & pricing
Strengths
- Non-custodial architecture: keys stay with the user, the app does not replace your wallet
- Unlimited, scoped, disposable virtual cards with free issuance (Hobby plan at 0 dollars/month)
- Broad asset support including privacy options (Monero, Zcash) plus BTC, ETH, SOL, Tron and EVM
- Self-custody: funds stay in your wallet — the platform cannot touch them.
Weaknesses
- TODEY flags an announced wind-down starting May 8 2026 and an unverified team
- No cashback and virtual cards only (no physical card)
- Licensing country, annual fee and FX markup are not publicly disclosed
- Full KYC required: verified identity, zero pseudonymity.
Verdict
Non-custodial, virtual-card-only product with free issuance: no documented recurring cost and no funds entrusted to a third party, so direct financial risk is limited. However KYC is full, the licensing country and any regulator are not publicly disclosed, and TODEY flags an announced wind-down from May 8 2026 with an unverified team: informational and continuity protection are very weak.
Strong cypherpunk design on paper: keys always with the user ('We never hold your keys'), disposable cards that mask wallet history, and support for Monero and Zcash. Real sovereignty is nonetheless capped by mandatory full KYC and the lack of a physical card; the announced wind-down further weakens its reliability.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Is Machines custodial or non-custodial?
It is non-custodial: the official site states 'We never hold your keys. We do not replace your wallet', so keys stay under the user's control.
Does Machines offer physical cards and cashback?
No. Machines issues virtual cards only (usable via Apple Wallet or Google Pay) and offers no cashback; issuance is free with a Hobby plan at 0 dollars per month.
Sources
- Official service page Custodial · Payment network · Blockchain · Virtual card · +5 Data verified on Jun 23, 2026
- todey.xyz Categoria · Cashback · Wind-down · Paese licenza Data verified on Jun 22, 2026