Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

Haven

Haven · Visa

3.0/5 4.8/5 · Data verified on

Haven positions itself as a privacy-first, self-custody crypto card: spend your on-chain assets anywhere via a Visa card compatible with Apple Pay and Google Pay, with no KYC and no banks. The architecture separates real-world spending from your wallet so the two are never linked. Funds join a shared pool and the link to the originating wallet ends there; a screening confirms they are clean, otherwise they can be pulled back to the original wallet. As of 22 June 2026 the service is at launch stage (announced for Q2 2026) with waitlist access in progressive batches, and most commercial figures are not yet published: issuance fee, annual fee, FX markup and cashback are listed as TBA by the source and are therefore set to 0 pending official documentation. The card is currently virtual, with a physical version under development. The team is not verified by third parties.

31
Transparency: Very low
31/100 · see methodology
31
Data exposure: Minimal
31/100 · lower is better for sovereignty · methodology

Data & conditions

Network Visa
Fund custody Self-custody (funds in your control)
Issuance fee Free
Annual fee Free
ATM withdrawal Free
FX markup 0%
Cashback
Chains Ethereum, Base, Arbitrum
Contactless Yes
Virtual card Yes
KYC No KYC
Privacy 9/10
Supported countries US, EEA, UK, APAC, LATAM, MENA, AFRICA
Estimated net annual cost €0/year
Segment B2C
MiCA / License status Nessuna licenza documentata (progetto in fase di lancio, Q2 2026)

Strengths

  • Non-custodial self-custody with privacy-first by design: real-world spending and wallet never linked.
  • No KYC and a Visa card accepted everywhere, with Apple Pay and Google Pay.
  • Multichain support (Ethereum, Base, Arbitrum and other networks) and a virtual card available.
  • Self-custody: funds stay in your wallet — the platform cannot touch them.
  • No KYC: usable without identity verification.

Weaknesses

  • Project at launch stage (Q2 2026): pricing terms (fees, cashback, FX) not yet published.
  • Team and issuing company unverified and no documented license/regulator.
  • Access only via a waitlist with progressive batches, not yet open to everyone.
  • No notable sovereignty drawback documented.

Verdict

C S ★ 3.0/5 ★ 4.8/5 Estimated net annual cost: €0/year

Protection cannot be assessed: no documented license, regulator or issuing company, and an unverified team. As a non-custodial self-custody card at launch stage, funds remain under user control, but there is no supervisory framework or regulated entity to turn to if something goes wrong.

Very strong on sovereignty: non-custodial self-custody, no KYC tied to the wallet, and a privacy-first architecture that separates real-world spending from the wallet so the two are never linked. The user keeps control of on-chain assets and data exposure is minimal.

Privacy & anonymity 30% 4.8
Fund control 20% 5.0
Censorship resistance 20% 4.5
Costs 10% 5.0

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

FAQ

Is Haven custodial or self-custody?

Haven is a non-custodial, privacy-first self-custody card: you keep control of your crypto funds and your real-world spending is not linked to your wallet.

How much does Haven cost?

As of 22 June 2026 the pricing terms (issuance fee, annual fee, FX markup and cashback) are not yet published by the sources and are listed as TBA; in our data they are set to 0 pending official documentation at the Q2 2026 launch.

Sources

Update history

✓ Terms unchanged since Jun 22, 2026

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