Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

SuperCash

SuperCash

3.0/5 3.4/5 · Data verified on

SuperCash is an app that lets you spend stablecoins over the national QR rails of emerging markets in Southeast and South Asia. The user deposits stablecoins (USDT/USDC) into the app and uses them to pay by scanning local QR codes (VietQR, QRPH, Momo, InstaPay, UPI, QRIS), with instant settlement to the merchant and a multiplier-based cashback program. It is live in Vietnam, the Philippines and India (Indonesia announced), with no-KYC spending up to $500/day and a premium membership at $10/year. The provider markets itself as 'the world's local wallet'; since funds are deposited and settled by the platform to the QR rails, its operation is effectively custodial. It is a very recent product with limited corporate information.

31
Transparency: Very low
31/100 · see methodology
31
Data exposure: Minimal
31/100 · lower is better for sovereignty · methodology

Data & conditions

Service type Stablecoin infrastructure
Pricing model Not disclosed
Stablecoins USDT, USDC
Fund custody Custodial (platform holds funds)
KYC No KYC
Supported countries APAC
Segment B2C
Funding / solidityLive in Vietnam, the Philippines and India (Indonesia announced). No-KYC spending up to $500/day; premium membership $10/year.
MiCA / License status Not disclosed

Strengths

  • Spend stablecoins over emerging-market national QR rails with no bank account
  • Fast onboarding: no-KYC spending up to $500/day
  • Multiplier-based cashback program and low-cost premium membership
  • Coverage of several QR rails (VietQR, QRPH, UPI, QRIS…)
  • No KYC: usable without identity verification.

Weaknesses

  • Custody model not fully clear: deposited funds are settled by the platform
  • Available in only a few markets (Vietnam, the Philippines, India)
  • Corporate information and licenses not public
  • Very recent product, limited track record
  • Custodial: the platform holds your funds and can freeze or lose them.

Verdict

C B ★ 3.0/5 ★ 3.4/5

Score 3.0/5, average profile. In its favour: spend stablecoins over emerging-market national QR rails with no bank account. The trade-off to weigh: custody model not fully clear: deposited funds are settled by the platform.

On the Sovereignty lens the score is 3.4/5 (solid): the strength is privacy & anonymity (5.0/5), while fund control (0.0/5) is the weak link.

Privacy & anonymity 30% 5.0
Fund control 20% 0.0
Censorship resistance 20% 4.5

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

FAQ

Where can I use SuperCash?

Currently in Vietnam, the Philippines and India (with Indonesia announced), paying via QR over local national rails.

Is identity verification required?

The site states no-KYC spending up to $500/day; beyond that threshold the conditions are not publicly detailed.

Sources

Update history

✓ Terms unchanged since Jul 17, 2026

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