SuperCash is an app that lets you spend stablecoins over the national QR rails of emerging markets in Southeast and South Asia. The user deposits stablecoins (USDT/USDC) into the app and uses them to pay by scanning local QR codes (VietQR, QRPH, Momo, InstaPay, UPI, QRIS), with instant settlement to the merchant and a multiplier-based cashback program. It is live in Vietnam, the Philippines and India (Indonesia announced), with no-KYC spending up to $500/day and a premium membership at $10/year. The provider markets itself as 'the world's local wallet'; since funds are deposited and settled by the platform to the QR rails, its operation is effectively custodial. It is a very recent product with limited corporate information.
Data & conditions
| Service type | Stablecoin infrastructure |
|---|---|
| Pricing model | Not disclosed |
| Stablecoins | USDT, USDC |
| Fund custody | Custodial (platform holds funds) |
| KYC | No KYC |
| Supported countries | APAC |
| Segment | B2C |
| Funding / solidity | Live in Vietnam, the Philippines and India (Indonesia announced). No-KYC spending up to $500/day; premium membership $10/year. |
| MiCA / License status | Not disclosed |
Strengths
- Spend stablecoins over emerging-market national QR rails with no bank account
- Fast onboarding: no-KYC spending up to $500/day
- Multiplier-based cashback program and low-cost premium membership
- Coverage of several QR rails (VietQR, QRPH, UPI, QRIS…)
- No KYC: usable without identity verification.
Weaknesses
- Custody model not fully clear: deposited funds are settled by the platform
- Available in only a few markets (Vietnam, the Philippines, India)
- Corporate information and licenses not public
- Very recent product, limited track record
- Custodial: the platform holds your funds and can freeze or lose them.
Verdict
Score 3.0/5, average profile. In its favour: spend stablecoins over emerging-market national QR rails with no bank account. The trade-off to weigh: custody model not fully clear: deposited funds are settled by the platform.
On the Sovereignty lens the score is 3.4/5 (solid): the strength is privacy & anonymity (5.0/5), while fund control (0.0/5) is the weak link.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Where can I use SuperCash?
Currently in Vietnam, the Philippines and India (with Indonesia announced), paying via QR over local national rails.
Is identity verification required?
The site states no-KYC spending up to $500/day; beyond that threshold the conditions are not publicly detailed.
Sources
- Official service page Paesi · Cashback Data verified on Jul 17, 2026
- apps.apple.com Data verified on Jul 17, 2026