Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

Ramp Network

Ramp Swaps (Ireland) Limited

4.0/5 0.0/5 · Data verified on

Ramp Network is on-ramp and off-ramp infrastructure that lets apps, wallets and web3 platforms enable their users to buy and sell crypto with cards, Apple/Google Pay and local bank transfers, via widget and APIs. Live since 2018, it supports over 100 crypto assets and more than 40 fiat currencies. The Irish entity Ramp Swaps (Ireland) Ltd is regulated by the Central Bank of Ireland as a CASP, with registrations also at the FCA (UK) and FinCEN (US).

61
Transparency: Medium
61/100 · see methodology
61
Data exposure: Medium
61/100 · lower is better for sovereignty · methodology

Data & conditions

Service type Stablecoin infrastructure
Pricing model Spread (bps)
Fiat rails SEPA, ACH, FasterPayments
Stablecoins USDC, USDT
Customer type Developers, Fintech, Platforms
Fund custody Custodial (platform holds funds)
Supported countries EEA, UK, US, APAC, LATAM
Segment B2B
MiCA / License status MiCA CASP (Central Bank of Ireland)FinCEN MSBFCA registered (UK)

Strengths

  • Broad coverage (100+ assets, 40+ fiat currencies) with cards, Apple/Google Pay and local rails; on-ramp and off-ramp.
  • Solid regulation: CASP with the Central Bank of Ireland, plus FCA and FinCEN registrations.
  • No notable sovereignty advantage documented.

Weaknesses

  • B2B infrastructure integrated by other products: not a standalone app for the end consumer.
  • As a fiat/crypto ramp, it handles funds in transit and applies a spread on conversions.
  • Custodial: the platform holds your funds and can freeze or lose them.

Verdict

A D ★ 4.0/5 ★ 0.0/5

Score 4.0/5, very strong profile. In its favour: broad coverage (100+ assets, 40+ fiat currencies) with cards, Apple/Google Pay and local rails; on-ramp and off-ramp. The trade-off to weigh: b2B infrastructure integrated by other products: not a standalone app for the end consumer.

On the Sovereignty lens the score is 0.0/5 (weak): the strength is fund control (0.0/5).

Fund control 20% 0.0

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

FAQ

Can an individual use Ramp Network?

Usually indirectly: Ramp Network is the crypto buy/sell module embedded in third-party wallets and apps. Users encounter it inside those apps when buying or selling crypto.

Is Ramp Network regulated?

Yes. The entity Ramp Swaps (Ireland) Ltd is regulated by the Central Bank of Ireland as a Crypto Asset Service Provider, with registrations also at the UK's FCA and the US FinCEN.

Sources

Update history

✓ Terms unchanged since Jul 17, 2026

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