Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

Pulsar Money

Pulsar Money

3.1/5 5.0/5 · Data verified on

Pulsar Money is a smart payments hub built on MultiversX (and Starknet) offering programmable on-chain payments — vesting, asset streaming, vaults, staking — alongside instant swaps, Visa payments and AI-agent-oriented financial automation. It positions itself as a multi-currency stablecoin app for Europe and has announced a launch on Arc, Circle's stablecoin-native Layer 1. It is a niche project within the MultiversX ecosystem.

31
Transparency: Very low
31/100 · see methodology
31
Data exposure: Minimal
31/100 · lower is better for sovereignty · methodology

Data & conditions

Service type Stablecoin infrastructure
Pricing model Not disclosed
Stablecoins USDC
Custody model non-custodial
Customer type Developers, Fintech
Fund custody Self-custody (funds in your control)
Supported countries EEA
Segment B2B, B2C
MiCA / License status Not disclosed

Strengths

  • Programmable on-chain payments (vesting, streaming, vaults) on smart contracts.
  • Roadmap around stablecoins and agentic payments, with an announced launch on Arc (Circle).
  • Self-custody: funds stay in your wallet — the platform cannot touch them.

Weaknesses

  • Early-stage, niche project mostly tied to the MultiversX ecosystem; limited documentation and adoption.
  • Some features (crypto card, Visa payments) need verification for real availability and coverage.
  • No notable sovereignty drawback documented.

Verdict

C S ★ 3.1/5 ★ 5.0/5

Score 3.1/5, average profile. In its favour: programmable on-chain payments (vesting, streaming, vaults) on smart contracts. The trade-off to weigh: early-stage, niche project mostly tied to the MultiversX ecosystem; limited documentation and adoption.

On the Sovereignty lens the score is 5.0/5 (outstanding): the strength is fund control (5.0/5).

Fund control 20% 5.0

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

FAQ

Which blockchain does Pulsar Money run on?

Pulsar Money's core is a smart-payments protocol on MultiversX, with support for Starknet too and an announced launch on Arc, Circle's Layer 1.

Does Pulsar Money custody funds?

The core product is based on on-chain, non-custodial smart contracts; some fiat/card features may involve third-party partners. Always check the official website.

Sources

Update history

✓ Terms unchanged since Jul 17, 2026

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