Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

Orbital

Pay Perform Limited (trading as Orbital)

4.0/5 1.4/5 · Data verified on

Orbital (Pay Perform group) is a B2B payments platform combining traditional rails and stablecoins for pay-ins, payouts, currency conversion, global accounts and a crypto payment gateway for businesses. It operates under UK (FCA Authorised Payment Institution 843960) and Gibraltar (GFSC e-money and DLT provider) licences, with digital-asset custody on Fireblocks infrastructure and SOC 2 Type 2 and ISO 27001 certifications. It is built for companies moving money cross-border in fiat and stablecoins, not for end consumers.

61
Transparency: Medium
61/100 · see methodology
61
Data exposure: Medium
61/100 · lower is better for sovereignty · methodology

Data & conditions

Service type Stablecoin infrastructure
Pricing model Not disclosed
Stablecoins USDC, USDT
Custody model MPC
Customer type Fintech, Enterprise, SMEs
Certifications SOC2-T2, ISO27001
Fund custody Custodial (platform holds funds)
Supported countries UK, EEA
Regulator FCA (UK) / GFSC (Gibraltar)
Segment B2B
MiCA / License status FCA Authorised Payment Institution (UK)GFSC E-money (Gibraltar)GFSC DLT Provider (Gibraltar)

Strengths

  • Regulated across jurisdictions (FCA UK + GFSC Gibraltar) with SOC 2 Type 2 and ISO 27001 certifications.
  • Single platform for cross-border fiat and stablecoin payments with global accounts and conversion.
  • No notable sovereignty advantage documented.

Weaknesses

  • B2B infrastructure service: not accessible to end consumers.
  • Custom coverage and quote, pricing not public.
  • Custodial: the platform holds your funds and can freeze or lose them.

Verdict

A D ★ 4.0/5 ★ 1.4/5

Score 4.0/5, very strong profile. In its favour: regulated across jurisdictions (FCA UK + GFSC Gibraltar) with SOC 2 Type 2 and ISO 27001 certifications. The trade-off to weigh: b2B infrastructure service: not accessible to end consumers.

On the Sovereignty lens the score is 1.4/5 (weak): the strength is fund control (1.4/5).

Fund control 20% 1.4

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

FAQ

Can an individual use Orbital?

No. Orbital is a B2B payments platform aimed at businesses and fintechs moving funds in fiat and stablecoins, not an end-consumer product.

Is Orbital regulated?

Yes. It operates through Pay Perform group entities: an FCA Authorised Payment Institution in the UK (843960) and a GFSC-permissioned e-money issuer / DLT provider in Gibraltar.

Sources

Update history

✓ Terms unchanged since Jul 17, 2026

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