Oobit Agent Card
Oobit
Oobit is a crypto payments platform (known for Tap & Pay, converting crypto to fiat in real time over the Visa/Mastercard network), backed by Tether. With Agent Cards it introduced dedicated virtual Visa cards for AI agents: each agent gets its own card, with separate audit trails and no shared-card exposure. It includes merchant-category controls and hard spend caps (per transaction and per merchant) enforced server-side with no override path. Custody infrastructure relies on Fireblocks. As a platform that holds and converts funds, it is custodial.
Data & conditions
| Service type | Stablecoin infrastructure |
|---|---|
| Pricing model | Not disclosed |
| Card networks | Visa |
| Card types | virtual |
| Customer type | Enterprise, Developers, Platforms |
| Fund custody | Custodial (platform holds funds) |
| KYC | Full |
| Supported countries | APAC, EEA, UK, LATAM, MENA |
| Segment | B2B |
| Funding / solidity | Crypto payments platform backed by Tether; uses Fireblocks custody infrastructure. |
| MiCA / License status | Not disclosed |
Strengths
- Backed by Tether with custody on Fireblocks infrastructure
- A dedicated Visa card per agent: clean audit trails, no shared cards
- Merchant-category controls and hard spend caps enforced server-side
- Mature product with a real user base (Tap & Pay already widespread)
- No notable sovereignty advantage documented.
Weaknesses
- Custodial: funds transit through and are converted by the platform
- Not available in all markets (e.g. US restrictions)
- Agent Cards is a very recent product within Oobit
- Aimed at enterprises/agents, not a self-service infrastructure for individuals
- Custodial: the platform holds your funds and can freeze or lose them.
- Full KYC required: verified identity, zero pseudonymity.
Verdict
Score 3.9/5, solid profile. In its favour: backed by Tether with custody on Fireblocks infrastructure. The trade-off to weigh: custodial: funds transit through and are converted by the platform.
On the Sovereignty lens the score is 0.4/5 (weak): the strength is censorship resistance (1.5/5), while fund control (0.0/5) is the weak link.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
What are Oobit's Agent Cards?
They are dedicated virtual Visa cards for individual AI agents, with merchant-category controls and hard spend caps enforced server-side.
Does Oobit hold funds?
Yes: it is a custodial platform that holds and converts crypto to fiat, with custody on Fireblocks infrastructure.
Sources
- fireblocks.com Data verified on Jul 17, 2026
- oobit.com Data verified on Jul 17, 2026
- techstartups.com Data verified on Jul 17, 2026