Onramper
Onramper
Onramper is a fiat-to-crypto onramp aggregator that combines 30+ providers (such as MoonPay, Transak and Banxa) behind a single API and routes each transaction to the best option for coverage, conversion and price. It integrates 175+ payment methods and covers 190+ countries, offering a widget that integrates with a few lines of code. Its business model is based on referral fees paid by providers rather than markups on the user. Founded 2020 in Amsterdam, it raised $6M.
Data & conditions
| Service type | Stablecoin infrastructure |
|---|---|
| Pricing model | Hybrid |
| Custody model | non-custodial |
| Customer type | Fintech, Developers, Platforms |
| Fund custody | Self-custody (funds in your control) |
| Supported countries | US, EEA, UK, APAC, LATAM, MENA, AFRICA · 190+ countries |
| Segment | B2B |
| Funding / solidity | Founded 2020 in Amsterdam · fiat-to-crypto onramp aggregator · $6M funding (round led by EQT Ventures) · aggregates 30+ onramps and 175+ payment methods |
| MiCA / License status | Not disclosed |
Strengths
- Aggregates 30+ onramps behind a single integration, improving conversion rates
- Coverage in 190+ countries with 175+ payment methods
- Non-custodial: routes to third-party providers without holding funds
- Self-custody: funds stay in your wallet — the platform cannot touch them.
Weaknesses
- B2B product for platforms and developers, not for direct end consumers
- Experience depends on the underlying onramp providers (KYC, limits, fees)
- Not itself a regulated onramp operator
- No notable sovereignty drawback documented.
Verdict
Score 3.6/5, solid profile. In its favour: aggregates 30+ onramps behind a single integration, improving conversion rates. The trade-off to weigh: b2B product for platforms and developers, not for direct end consumers.
On the Sovereignty lens the score is 5.0/5 (outstanding): the strength is fund control (5.0/5).
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Does Onramper custody funds?
No, Onramper routes transactions to third-party onramp providers that handle execution; it is a non-custodial aggregator.
Who uses Onramper?
Crypto platforms, wallets and apps that want to offer fiat-to-crypto purchases without integrating each provider individually.
Sources
- Official service page Data verified on Jul 17, 2026
- tech.eu Data verified on Jul 17, 2026