Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

Lirium

Lirium AG

3.6/5 0.5/5 · Data verified on

Lirium is a crypto-as-a-service infrastructure provider based in Vaduz (Liechtenstein), offering a regulated API that lets banks, brokers, neobanks and wallets integrate buying, selling, custody and transfer of digital assets. Its turnkey service includes qualified custody with dedicated insurance, on/off-ramp, cross-border stablecoin payments and compliance/treasury support. It is especially active in Latin America, with clients such as Banco Galicia, Brubank, Albo and NaranjaX.

46
Transparency: Low
46/100 · see methodology
46
Data exposure: Low
46/100 · lower is better for sovereignty · methodology

Data & conditions

Service type Stablecoin infrastructure
Pricing model Not disclosed
Custody model qualified-custody
Customer type Fintech, Enterprise
Fund custody Custodial (platform holds funds)
Supported countries LATAM, EEA
Regulator Liechtenstein (FMA)
Segment B2B
MiCA / License status Not disclosed

Strengths

  • Regulated turnkey service with qualified custody and integrated compliance/treasury support.
  • Real adoption at Latin American banks and neobanks (Banco Galicia, Brubank, Albo, NaranjaX).
  • No notable sovereignty advantage documented.

Weaknesses

  • B2B infrastructure: not directly accessible to end consumers.
  • Limited public detail on specific licenses and pricing terms.
  • Custodial: the platform holds your funds and can freeze or lose them.

Verdict

B D ★ 3.6/5 ★ 0.5/5

Score 3.6/5, solid profile. In its favour: regulated turnkey service with qualified custody and integrated compliance/treasury support. The trade-off to weigh: b2B infrastructure: not directly accessible to end consumers.

On the Sovereignty lens the score is 0.5/5 (weak): the strength is fund control (0.5/5).

Fund control 20% 0.5

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

FAQ

Can an individual use Lirium?

No. Lirium is an API infrastructure provider for banks, brokers and wallets: end users access crypto features through their own bank or fintech app, not directly from Lirium.

Does Lirium custody assets?

Yes. Lirium offers qualified custody with dedicated insurance as part of its crypto-as-a-service offering.

Sources

Update history

✓ Terms unchanged since Jul 17, 2026

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