DePay
DePay AG
DePay is a non-custodial Web3 payment gateway that lets merchants accept crypto payments straight into their own wallet, without intermediaries. Payments move wallet-to-wallet through smart contracts and decentralized liquidity pools, with on-the-fly conversion of the token paid by the customer into the one the merchant wants. It supports multiple networks (Ethereum, BNB Chain, Polygon, Solana, Base, Arbitrum, Optimism and others) and offers integrations such as the WooCommerce plugin.
Data & conditions
| Service type | Stablecoin infrastructure |
|---|---|
| Pricing model | Per transaction |
| Stablecoins | USDC, USDT, DAI |
| Custody model | non-custodial |
| Customer type | Marketplace, Platforms, Developers, SMEs |
| Fund custody | Self-custody (funds in your control) |
| Supported countries | EEA, US, APAC |
| Segment | B2B |
| MiCA / License status | Not disclosed |
Strengths
- Non-custodial architecture: funds go straight to the merchant's wallet, no third party holds them.
- Automatic conversion: the customer pays with any token and the merchant receives the one they prefer.
- Open-source protocol with ready-made integrations (e.g. WooCommerce).
- Self-custody: funds stay in your wallet — the platform cannot touch them.
Weaknesses
- A merchant/developer tool: it requires a wallet and Web3 know-how, not a product for the ordinary user.
- No license or deposit guarantee: custody responsibility rests entirely on the merchant's wallet.
- No notable sovereignty drawback documented.
Verdict
Score 3.6/5, solid profile. In its favour: non-custodial architecture: funds go straight to the merchant's wallet, no third party holds them. The trade-off to weigh: a merchant/developer tool: it requires a wallet and Web3 know-how, not a product for the ordinary user.
On the Sovereignty lens the score is 5.0/5 (outstanding): the strength is fund control (5.0/5).
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Does DePay hold the funds?
No. It is a non-custodial gateway: payments move directly from the customer's wallet to the merchant's via smart contracts, with DePay never holding the funds.
Can an individual use DePay?
DePay is aimed at merchants and developers who want to accept crypto on their site. As a customer you can pay, but the service integrates on the merchant side.
Sources
- Official service page Descrizione Data verified on Jul 17, 2026
- depay.medium.com Data verified on Jul 17, 2026