Daimo
Daimo
Daimo Pay is ramp infrastructure for apps that accept stablecoins: with a single integration it lets you receive deposits from any wallet, chain and token, arriving as the desired stablecoin on the chosen chain. The model is non-custodial: funds are routed and settled on-chain directly to the configured destination address, without Daimo holding them. It supports 12+ networks (Ethereum, Solana, Tron, Base, Arbitrum, Polygon, BSC and others) with USDC and USDT, offering a modal SDK and a REST API. Cited users include Opera, Polymarket, Ether.fi and World.
Data & conditions
| Service type | Stablecoin infrastructure |
|---|---|
| Pricing model | Per transaction |
| Stablecoins | USDC, USDT |
| Custody model | non-custodial |
| Customer type | Developers, Fintech, Platforms |
| Fund custody | Self-custody (funds in your control) |
| Supported countries | US, EEA, UK, APAC, LATAM |
| Segment | B2B |
| MiCA / License status | Not disclosed |
Strengths
- Non-custodial: funds settle on-chain to the destination address
- Single integration for deposits from any wallet/chain/token
- Broad multi-chain support (12+ networks) with USDC and USDT
- Real adoption (Opera, Polymarket, Ether.fi, World); Circle partner
- Self-custody: funds stay in your wallet — the platform cannot touch them.
Weaknesses
- SDK/API for developers, not an end-consumer product
- Pricing not publicly detailed
- Corporate and funding data not documented as of the verification date
- No notable sovereignty drawback documented.
Verdict
Score 3.7/5, solid profile. In its favour: non-custodial: funds settle on-chain to the destination address. The trade-off to weigh: sDK/API for developers, not an end-consumer product.
On the Sovereignty lens the score is 5.0/5 (outstanding): the strength is fund control (5.0/5).
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Can an individual use Daimo?
Not directly: Daimo Pay is infrastructure that developers integrate into their own apps to accept stablecoin deposits.
Does Daimo hold my funds?
No. Settlement is non-custodial: funds are routed and settled on-chain directly to the configured destination address.
Sources
- Official service page Data verified on Jul 17, 2026
- paydocs.daimo.com Data verified on Jul 17, 2026