Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

Confirmo

Confirmo Limited

3.9/5 2.5/5 · Data verified on

Confirmo is a cryptocurrency and stablecoin payment gateway, founded in 2014 and headquartered in Bratislava (Slovakia), that lets businesses accept, manage and settle digital-currency payments. Confirmo Limited is authorised as a Crypto-Asset Service Provider (CASP) under the MiCA regulation by the Central Bank of Ireland (Dec 2025). Per its terms, it holds client assets solely to provide the regulated transfer and exchange services, keeping client crypto-assets in self-custody wallets and fiat funds at banks authorised in the EU/EEA.

46
Transparency: Low
46/100 · see methodology
46
Data exposure: Low
46/100 · lower is better for sovereignty · methodology

Data & conditions

Service type Stablecoin infrastructure
Pricing model Per transaction
Stablecoins USDC, USDT
Custody model non-custodial
Customer type Enterprise, SMEs, Platforms
Fund custody Custodial (platform holds funds)
Supported countries EEA, UK
Regulator Central Bank of Ireland
Segment B2B
MiCA / License status MiCA CASP (Central Bank of Ireland) MiCA CASP (Ireland)

Strengths

  • Authorised MiCA CASP by the Central Bank of Ireland
  • Established operator (since 2014)
  • Gateway for merchants, PSPs and prop trading
  • Client crypto held in self-custody wallets, fiat funds at EU/EEA banks
  • No notable sovereignty advantage documented.

Weaknesses

  • B2B product for businesses, not a consumer app
  • Holds client funds in transit for transfer/exchange services
  • Not authorised to provide indefinite custody of client crypto-assets
  • Custodial: the platform holds your funds and can freeze or lose them.
  • Subject to regulation (MiCA CASP (Ireland)): reporting to authorities and freezes on order.

Verdict

B C ★ 3.9/5 ★ 2.5/5

Score 3.9/5, solid profile. In its favour: authorised MiCA CASP by the Central Bank of Ireland. The trade-off to weigh: b2B product for businesses, not a consumer app.

On the Sovereignty lens the score is 2.5/5 (average): the strength is fund control (2.5/5).

Fund control 20% 2.5

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

FAQ

Can an individual use Confirmo?

No. Confirmo is a payment gateway for businesses, merchants and payment providers that want to accept crypto and stablecoins, not a consumer app.

Is Confirmo regulated in Europe?

Yes. Confirmo Limited is authorised as a CASP under MiCA by the Central Bank of Ireland.

Sources

Update history

✓ Terms unchanged since Jul 17, 2026

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