Caliza
Caliza, Inc.
Caliza is a cross-border payments platform starting in Latin America: via API it offers embedded USD accounts, instant stablecoin settlement (Circle's USDC) and programmable compliance for banks, fintechs, marketplaces, PSPs and global platforms. Founded in 2021 by Ezra Kebrab, it connects stablecoins with real-time payment rails to enable instant international transfers. It reports being licensed/registered in key jurisdictions including the US and Brazil.
Data & conditions
| Service type | Stablecoin infrastructure |
|---|---|
| Pricing model | Custom quote |
| Stablecoins | USDC |
| Custody model | MPC |
| Customer type | Fintech, Enterprise, Marketplace, Platforms |
| Fund custody | Custodial (platform holds funds) |
| Supported countries | LATAM, US |
| Segment | B2B |
| MiCA / License status | Not disclosed |
Strengths
- LatAm focus with embedded USD accounts and instant USDC settlement over local rails.
- Backing from notable investors (Initialized, DCG, Better Tomorrow Ventures), $13M+ raised.
- No notable sovereignty advantage documented.
Weaknesses
- B2B infrastructure: not directly accessible to end consumers.
- Growth-stage company: scale and track record still consolidating.
- Custodial: the platform holds your funds and can freeze or lose them.
Verdict
Score 3.4/5, solid profile. In its favour: latAm focus with embedded USD accounts and instant USDC settlement over local rails. The trade-off to weigh: b2B infrastructure: not directly accessible to end consumers.
On the Sovereignty lens the score is 1.4/5 (weak): the strength is fund control (1.4/5).
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Can an individual use Caliza?
No. Caliza provides APIs and embedded USD accounts to banks, fintechs and platforms; it is not an end-consumer payments app.
Does Caliza custody funds?
Caliza runs embedded USD accounts and stablecoin settlement on behalf of business clients, so it handles funds in transit; digital-asset custody relies on MPC technology (DFNS partner).
Sources
- Official service page Descrizione Data verified on Jul 17, 2026
- techcrunch.com USDC Data verified on Jul 17, 2026