Trustee Plus Card
Trustee Plus · Visa
Trustee Plus is a crypto app registered as a VASP in Lithuania (founded in 2021) that combines a wallet, instant fiat/crypto conversions, and a virtual Visa payment card that can be added to Apple Pay and Google Pay. While the Trustee wallet is non-custodial, the card account runs in custodial mode: funds are topped up in USDC into a Trustee Plus account from which spending occurs. The card has no annual fee and a 0% FX markup; cashback reaches up to 2% on the Visa card. Onboarding includes a registration fee of about USD 10; the EUR equivalent is not officially documented, so the fee_emissione_eur field is set to 0. ATM fees are likewise not disclosed and are shown as 0. The card is virtual-only, requires full KYC (foreign passport, ID card, or EU residence permit), and is available in the European Economic Area, not the USA. The daily spending limit is EUR 5,000 (monthly card limit 30,000 USDC).
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Account fee | Free |
|---|---|
| Multi-currency | EUR, USD, UAH, PLN, KZT |
| Network | Visa |
| ATM withdrawal | Free |
| Free ATM limit | Non divulgato |
| Fund custody | Custodial (platform holds funds) |
| KYC | Full |
| Supported countries | EEA · 31+ countries |
| Regulator | Autorità AML/CFT lituana (regime VASP, Lituania) |
| Segment | B2C |
| Funding / solidity | Trustee Plus is a private company based in Lithuania, founded in 2021, registered as a VASP. It offers a crypto app with a non-custodial wallet, fiat/crypto conversions, and a virtual Visa payment card (custodial USDC card account). |
| MiCA / License status | Registrata come Virtual Asset Service Provider (VASP) in Lituania, sotto la normativa AML/CFT lituana e le direttive antiriciclaggio UE Registered as a Virtual Asset Service Provider (VASP) in Lithuania, subject to Lithuanian AML/CFT law and EU anti-money-laundering directives |
Strengths
- Virtual Visa card ready for Apple Pay/Google Pay, no annual fee and 0% FX markup
- Up to 2% cashback on card payments
- VASP registered in Lithuania under EU AML/CFT rules; supports multiple networks (BTC, ETH, TRON, etc.)
- No notable sovereignty advantage documented.
Weaknesses
- The card account is custodial: spent funds are held in USDC in a Trustee Plus account
- Virtual card only, no physical card; available only in the EEA (not the USA)
- Registration fee (~USD 10) and ATM fees/limits not documented in EUR
- Custodial: the platform holds your funds and can freeze or lose them.
- Full KYC required: verified identity, zero pseudonymity.
- Subject to regulation (Registered as a Virtual Asset Service Provider (VASP) in Lithuania, subject to Lithuanian AML/CFT law and EU anti-money-laundering directives): reporting to authorities and freezes on order.
Verdict
Limited protection: the card account is custodial and funds are held in USDC in a Trustee Plus account, with mandatory full KYC. Trustee Plus is registered as a VASP in Lithuania under EU AML/CFT rules, but is not a bank with deposit insurance.
Low sovereignty on the card side: to spend you must hand custody of funds to Trustee Plus and complete full KYC. The Trustee wallet remains non-custodial, but the Visa card account is not.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Is the Trustee Plus card custodial or self-custody?
The Trustee wallet is non-custodial, but the card account is custodial: to spend you top up funds in USDC into a Trustee Plus account. Visa card spending happens from that balance.
How much does the Trustee Plus card cost and where is it available?
There is no annual fee and the FX markup is 0%, with up to 2% cashback. Onboarding includes a registration fee of about USD 10. The card is virtual-only, requires full KYC, and is available in the European Economic Area, not the USA.
Sources
- cryptostartnow.com Issuer · Paese licenza · Licenses & registrations · Cashback · +6 Data verified on Jun 23, 2026
- tradersunion.com Payment network · Cashback · Blockchain · Kyc · +6 Data verified on Jun 23, 2026
- todey.xyz Payment network · Annual card fee · FX markup · Virtual card · +5 Data verified on Jun 22, 2026