Rizon Card Base
A plan byRizon Card · Visa
Rizon Card is a non-custodial Visa card connected to a 'dollar banking' app that lets users spend stablecoins (USDC, USDT) at over 100 million merchants. Wallet keys (Privy infrastructure) stay under the user's control, while card issuance is handled by Rain (Signify Holdings Inc. and its subsidiary Nimbus LLC), a licensed US financial services provider. The card is available to verified users in the United States and Latin America and is not offered in the EU. Documented fees: USD spend is free, non-USD spend is 1.7% + $0.1, no maintenance fee, and the first virtual card is free. Stated cashback is up to 2% through the RizPoints loyalty program (some sources mention a future 'Metal' tier of up to 5% that is not yet available). The ATM fee is not publicly documented and was set to 0; the reported ATM limit is $250. The todey.xyz source classifies the team as 'unverified'.
Base
- canone_mensile_usd
- $0
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Account fee | Free |
|---|---|
| Multi-currency | USDC, USDT, USD |
| Network | Visa |
| ATM withdrawal | Free |
| Free ATM limit | 250 USD |
| Fund custody | Self-custody (funds in your control) |
| KYC | Full |
| Supported countries | US, LATAM · 147+ countries |
| Regulator | Rain (Signify Holdings Inc. / Nimbus LLC), Visa Principal Member con licenze di money transmitter negli USA |
| Segment | B2C |
| Funding / solidity | Rizon Global, Inc. is a stablecoin 'dollar banking' technology platform founded by Ignas Survila (CEO) and Laurynas Jokubaitis. The company acts as a software conduit, while regulated financial services are provided by Rain (Signify Holdings Inc. / Nimbus LLC). |
| MiCA / License status | Emissione carta tramite Rain (Signify Holdings Inc. / Nimbus LLC), prestatore di servizi finanziari licenziato Financial services and card issuance provided by Rain (Signify Holdings Inc. and its subsidiary Nimbus LLC), a licensed financial institution and Visa Principal Member; Rizon Global, Inc. operates as a software provider, not a financial institution. |
Strengths
- Non-custodial model: wallet keys under the user's control via Privy infrastructure
- No maintenance fee and free USD spend, with a free initial virtual card
- Accepted on the Visa network at 100M+ merchants, spending USDC/USDT stablecoins
- Self-custody: funds stay in your wallet — the platform cannot touch them.
Weaknesses
- Available only in the US and Latin America: not offered in the EU
- Modest effective cashback (up to 2%); the 'Metal' tier up to 5% is not yet available
- ATM fees undocumented (set to 0) and team flagged as 'unverified' by sources
- Full KYC required: verified identity, zero pseudonymity.
- Subject to regulation (Financial services and card issuance provided by Rain (Signify Holdings Inc. and its subsidiary Nimbus LLC), a licensed financial institution and Visa Principal Member; Rizon Global, Inc. operates as a software provider, not a financial institution.): reporting to authorities and freezes on order.
Verdict
Partial protection: card issuance and financial services are handled by Rain (Signify Holdings Inc. / Nimbus LLC), a licensed US provider and Visa Principal Member with money transmitter licenses. Rizon Global, Inc. acts only as a 'software conduit' and is not a financial institution. Availability is limited to the US and Latin America, with no EU coverage.
Good on sovereignty: non-custodial model with wallet keys under the user's control via Privy infrastructure. However, KYC is full and service access remains intermediated by the Visa network and the licensed issuer.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Is the Rizon Card custodial and where is it available?
It is a non-custodial Visa card: wallet keys stay with the user via Privy infrastructure. It is available to verified users in the United States and Latin America and is not offered in the EU.
What fees does Rizon charge?
USD spend is free, non-USD spend costs 1.7% + $0.1 and there is no maintenance fee; the first virtual card is free. The ATM fee is not publicly documented (set to 0), while the reported ATM limit is $250.
Sources
- Official service page Fee spesa USD gratis · Fx markup non USD · Nessun canone · Non custodial · +14 Data verified on Jun 23, 2026
- coininterestrate.com Cashback fino 2pct · RizPoints · Carta virtuale istantanea · Canone annuale zero Data verified on Jun 22, 2026
- todey.xyz Carta virtuale gratuita · Atm limit 250USD · Non disponibile UE · Blockchain supportate · +1 Data verified on Jun 22, 2026