OG Card
OGCard · Visa
OG Card (OGCard) is a virtual and physical Visa crypto card, accepted at over 130 million merchants with a claimed 3.5 million+ users. It provides a multi-currency account (USD, EUR, HKD), zero-fee internal transfers and free registration, with Apple Pay and Google Pay support. Custody is handled by Fireblocks (custodial model) and identity is verified via Sumsub (full, mandatory KYC). Sources place the company in Hong Kong. Important: most of the card's numeric values are NOT publicly documented (they are gated behind login/app): the physical-card issuance fee, the annual fee, the foreign-exchange (FX) markup and ATM fees are not disclosed, so they have been set to 0 in this record. Cashback is explicitly stated as 0%. The todey.xyz source flags the project as 'unverified': data may be incomplete or change.
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Account fee | Free |
|---|---|
| Multi-currency | USD, EUR, HKD |
| Network | Visa |
| ATM withdrawal | Free |
| Fund custody | Custodial (platform holds funds) |
| KYC | Full |
| Supported countries | EEA, UK, LATAM, APAC |
| Regulator | Nessuna licenza propria pubblicata; custodia enterprise via Fireblocks, eKYC via Sumsub, integrazione Circle USDC |
| Segment | B2C |
| Funding / solidity | OGCard is a privately held company based in Hong Kong that issues a Visa crypto card (virtual and physical). It claims over 3.5 million users and acceptance at over 130 million merchants. The service is not available in regions where the regulatory requirements for cryptocurrency are not met. |
| MiCA / License status | Nessuna licenza propria pubblicata; custodia enterprise via Fireblocks, eKYC via Sumsub, integrazione Circle USDC |
Strengths
- Virtual and physical Visa card accepted at 130M+ merchants, with Apple Pay and Google Pay
- Multi-currency account (USD, EUR, HKD), free registration and zero-fee internal transfers
- Enterprise-grade custody via Fireblocks and KYC through Sumsub
- No notable sovereignty advantage documented.
Weaknesses
- Custodial model: funds are held by the provider, not self-custodied
- Poor transparency: physical-card issuance, annual fee, FX markup and ATM fees are undocumented and gated behind the app
- No own license published and the project is flagged as 'unverified' by sources
- Custodial: the platform holds your funds and can freeze or lose them.
- Full KYC required: verified identity, zero pseudonymity.
Verdict
Weak protection: custodial model with custody delegated to a third party (Fireblocks), no own license published and the project flagged as 'unverified'. Funds are not self-custodied and cost transparency is poor.
Very low sovereignty: funds are custodied by the provider via Fireblocks, full mandatory KYC via Sumsub and no direct key control by the user.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
What network does OG Card use and is it custodial?
It is a Visa card, available both virtual and physical, accepted at over 130 million merchants. The model is custodial: asset custody is handled by Fireblocks and identity is verified via Sumsub (mandatory KYC).
How much does OG Card cost?
Registration is free, virtual-card issuance is free and internal transfers are zero-fee. The other costs (physical-card issuance, any annual fee, FX markup and ATM fees) are not publicly disclosed as of 22 June 2026 and are set to 0 in our record. Cashback is stated as 0%.
Sources
- Official service page Carta virtuale e fisica · 130M merchant · 3.5M utenti · Trasferimenti zero fee · +7 Data verified on Jun 23, 2026
- todey.xyz Network Visa · Custodial · Kyc · Regioni · +4 Data verified on Jun 22, 2026