Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

Extsy Card

Extsy · Visa

1.0/5 0.0/5 · Data verified on

Extsy Card was the crypto card announced by Extsy, a centralized exchange launched in April 2025 and associated with London (United Kingdom), pitched as a virtual card on the Visa network for spending crypto assets online with Apple Pay and Google Pay support. Important note: Extsy announced a phased shutdown with presale refunds by January 2026, and most card specifications (cashback, issuance and annual fees, FX markup, ATM limits and fees, KYC) were never publicly documented and were listed as TBA by sources. The card's numeric fields are therefore set to 0 because they are unconfirmed officially, not because they are free. Custodial is set to true as a centralized exchange. The product should be considered non-operational.

31
Transparency: Very low
31/100 · see methodology
31
Data exposure: Minimal
31/100 · lower is better for sovereignty · methodology

Data & conditions

§ Amounts in USD/GBP are shown in the service's native currency.

Network Visa
Fund custody Custodial (platform holds funds)
Issuance fee Free
Annual fee Free
ATM withdrawal Free
FX markup 0%
Cashback
Contactless No
Virtual card Yes
KYC Full
Privacy 2/10
Supported countries EEA, UK, APAC
Estimated net annual cost €0/year
Segment B2C

Strengths

  • Virtual card on the Visa network with announced Apple Pay and Google Pay support
  • Standard plan with no monthly registration fee (Premium $20/month and Ultra $75/month tiers)
  • Kept for documentary purposes.

Weaknesses

  • Extsy announced a phased shutdown with presale refunds by January 2026: the product is non-operational
  • Almost all card specs (cashback, fees, FX markup, ATM limits, KYC) remain TBA and were never documented
  • Centralized custodial exchange with no publicly verified licenses
  • Closed or non-operational service.

Verdict

F F ★ 1.0/5 ★ 0.0/5 Estimated net annual cost: €0/year

Protection is effectively absent: Extsy is a centralized, custodial exchange with no publicly verified licenses, and it announced a phased shutdown with presale refunds by January 2026. Almost all card specifications (fees, cashback, FX markup, limits, KYC) remained TBA and were never documented. Treat it as non-operational: no guarantee of fund protection.

Very low sovereignty score: custodial model with full KYC, funds under the exchange's control and no direct key control by the user. No self-custody or privacy-protecting features documented.

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

FAQ

Is the Extsy Card still available?

No. Extsy announced a phased shutdown with presale refunds by January 2026, so the card should be considered non-operational.

How much does the Extsy Card cost and what cashback does it offer?

The card fees and cashback rate were never officially documented (listed as TBA). Extsy plans included a free Standard tier, Premium at $20/month and Ultra at $75/month, but the card-specific details were never confirmed.

Sources

Update history

✓ Terms unchanged since Jun 22, 2026

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