BitMart Card
BitMart · Visa
The BitMart Card is a Visa card issued by the BitMart exchange, available in 115+ countries (not the US). It is custodial: spending draws on crypto held in the BitMart account (USDT, USDC, BTC, ETH and others), converted to fiat at payment. Three tiers: free Virtual, Plastic (~$70) and metal Platinum (~$120), all with no annual fee. Cashback from ~3.5% up to 5.5% on dining and groceries; 1.3% FX on foreign currencies. ATM is capped (~$1,000/month) and KYC Level 2 is required; issuer and licensing partner are not disclosed.
The number that matters
The banner cashback isn't what you pocket.
After FX markup, fees and withdrawals, on an average profile of €1,000/mo (20% abroad).
Data verified on Jun 22, 2026 · personalise the calc
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Network | Visa |
|---|---|
| Fund custody | Custodial (platform holds funds) |
| Issuance fee | Free |
| Annual fee | Free |
| Free ATM limit | up to ~$1,000/month; $200-1,000 free then 2% |
| ATM withdrawal | 2% |
| FX markup | 1.3% |
| Cashback | 5.5% · Nessuno |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 2/10 |
| Supported countries | EEA, UK, APAC, LATAM, MENA, AFRICA · 115+ countries |
| Funding / solidity | BitMart è un exchange crypto operato da Bachi.tech Corporation, con sede a Grand Cayman (Isole Cayman), fondato nel 2017. La carta è emessa da Reap (Remit) Limited (Hong Kong) con program manager Prime Finance Group Limited (Hong Kong). |
| Estimated net annual cost | €0/year |
| Regulator | Hong Kong Customs and Excise Department (licenza MSO dell'emittente) |
| Segment | B2C |
| Funding / solidity | BitMart is a crypto exchange operated by Bachi.tech Corporation, headquartered in Grand Cayman (Cayman Islands), founded in 2017. The card is issued by Reap (Remit) Limited (Hong Kong) with program manager Prime Finance Group Limited (Hong Kong). |
| MiCA / License status | Card issued by Reap (Remit) Limited with program manager Prime Finance Group Limited in Hong Kong, under a Money Service Operator (MSO) licence. BitMart is not listed among MiCA-licensed exchanges in the EU. |
Strengths
- Broad global availability (115+ countries)
- Competitive cashback up to 5.5% on dining and groceries
- No annual fee across all tiers, with a free virtual option
- No notable sovereignty advantage documented.
Weaknesses
- Custodial: assets stay in the BitMart account, no self-custody
- Not available in the United States
- 1.3% FX and 2% ATM beyond the free allowance; issuer/licensing undisclosed, Cayman-based operator with limited regulatory transparency
- Custodial: the platform holds your funds and can freeze or lose them.
- Full KYC required: verified identity, zero pseudonymity.
- Subject to regulation (Card issued by Reap (Remit) Limited with program manager Prime Finance Group Limited in Hong Kong, under a Money Service Operator (MSO) licence. BitMart is not listed among MiCA-licensed exchanges in the EU.): reporting to authorities and freezes on order.
Verdict
Weak protection: Cayman-based operator with issuer/program manager in Hong Kong (MSO licence), no disclosed EU authorisation and custodial funds held in the BitMart account.
Minimal sovereignty: fully custodial, assets stay on the exchange, mandatory KYC Level 2 and no self-custody.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Is the BitMart Card available in the US?
No: the card is available in 115+ countries but excludes the United States.
What card tiers exist?
Free Virtual, Plastic (~$70) and metal Platinum (~$120), all with no annual fee.
Sources
- Official service page Payment network · Tier · Fees · Cashback · +2 Data verified on Jun 22, 2026
- cryptocardhub.com Supported currencies · Regulator · Regulatory framework · Azienda info · +2 Data verified on Jun 23, 2026
- switchere.com Regulatory framework Data verified on Jun 23, 2026
- en.wikipedia.org Azienda · Paese licenza Data verified on Jun 22, 2026
Show 1 more source
- todey.xyz Custodial · Regioni · Paesi num · Fx Data verified on Jun 22, 2026