Skrill — Prepaid Mastercard Skrill Prepaid Mastercard
A plan bySkrill — Prepaid Mastercard · Mastercard
The Skrill Prepaid Mastercard is the card tied to the Skrill wallet (Paysafe group), aimed at people who already use the e-wallet for gaming, trading or international transfers. It is topped up from the Skrill wallet balance: it has no personal IBAN in the Italian banking sense. Cost is its weak point: 10 € issuance, 10 €/year fee and above all a 3.99% FX markup on foreign-currency purchases, among the highest in the segment; ATM withdrawals cost 1.75%. The EEA issuer is Paysafe Payment Solutions Limited, an Irish e-money institution supervised by the Central Bank of Ireland. As e-money there is no deposit guarantee (FITD): funds are only safeguarded (segregated). A Skrill Virtual Card also exists, but the physical card only makes sense for those already inside the Skrill ecosystem.
Skrill Prepaid Mastercard
- Price
- Free
What's included
- 10 € issuance · 10 €/year fee
- 3.99% FX markup · 1.75% ATM withdrawal fee
- Top-up from the Skrill wallet · multi-currency EUR/GBP/USD/PLN
- No personal IBAN · inactivity fee after 12 months
Data & conditions
| Network | Mastercard |
|---|---|
| Fund custody | Custodial (platform holds funds) |
| Issuance fee | €10 |
| Annual fee | Free |
| Free ATM limit | ATM withdrawal 1.75% of the amount (plus any ATM operator surcharge) |
| ATM withdrawal | 1.75% |
| FX markup | 3.99% |
| Cashback | Not disclosed |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 2/10 |
| Supported countries | EEA · 31+ countries |
| Funding / solidity | Carta prepagata collegata al wallet Skrill, emittente Paysafe Payment Solutions Ltd (Irlanda) |
| Regulator | Central Bank of Ireland |
| Segment | B2C |
| Funding / solidity | Prepaid card linked to the Skrill wallet, issuer Paysafe Payment Solutions Ltd (Ireland) |
| MiCA / License status | Istituto di moneta elettronica — Paysafe Payment Solutions Limited, vigilato dalla Central Bank of Ireland E-money on an Irish EMI licence (Central Bank of Ireland) |
Strengths
- Instant card for those already using the Skrill wallet (gaming, trading, transfers)
- Multi-currency (EUR/GBP/USD/PLN) and Mastercard network with global acceptance
- Virtual version available for online payments
- No notable sovereignty advantage documented.
Weaknesses
- 3.99% FX markup on foreign-currency purchases: among the highest in the segment
- 10 €/year fee + 10 € issuance; 1.75% ATM withdrawal fee
- No personal IBAN: it is topped up only from the Skrill wallet balance
- Inactivity fee after 12 months; e-money, no deposit guarantee
- Custodial: the platform holds your funds and can freeze or lose them.
- Full KYC required: verified identity, zero pseudonymity.
- Funds can be frozen at the platform’s discretion.
- Subject to regulation (E-money on an Irish EMI licence (Central Bank of Ireland)): reporting to authorities and freezes on order.
- FATF-aligned jurisdiction: strong cooperation with authorities.
Verdict
Low score (2.4/D). The Skrill Prepaid Mastercard only makes sense for people already inside the Skrill wallet: as an everyday spending tool it is held back by the 3.99% FX markup (among the highest around), the 10 €/year fee, the 10 € issuance and the inactivity penalty. It offers no personal IBAN and no deposit guarantee (e-money, safeguarding). For foreign-currency or everyday use there are far cheaper alternatives.
E-money prepaid card on a supervised EMI: custodial, full KYC, every transaction tracked and the account suspendable or blockable by the issuer for AML or on court order. No anonymity, no permissionless use. On the sovereignty lens it is the opposite of a self-custody tool.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
Reputation
What happened to people who used Skrill — Prepaid Mastercard, and what users say. External signals: they do not feed the promp.it rating.
Incidents & regulatory actions
History not verifiedWe have not yet completed the incident search for this service: no entries here does not mean no events.
Public reviews
-
App Store ↗
4.6/5
23,726 reviews
Exact figure from Apple's public lookup API (US storefront, “Skrill — Pay & Transfer Money” app). Ratings cover the Skrill app/wallet as a whole, not the prepaid Mastercard specifically.
Weighted average across 1 public review platform (23,726 reviews in total), weighted by volume. This is not our rating: it is those platforms’ average.
FAQ
How much does the Skrill Prepaid Mastercard cost?
10 € issuance, 10 €/year fee, 1.75% ATM withdrawal fee and a 3.99% FX markup on foreign-currency purchases. An inactivity fee also applies after 12 months without transactions on the Skrill account.
Does the Skrill Prepaid have an IBAN?
No, it has no personal IBAN in the Italian banking sense: the card is linked to the Skrill wallet and is topped up from the e-wallet balance.
Are Skrill funds covered by the FITD?
No. Skrill is e-money issued by Paysafe Payment Solutions Limited (supervised by the Central Bank of Ireland): funds are safeguarded (segregated) but not covered by the up-to-100,000 € bank deposit guarantee.
Sources
- Official service page Data verified on Jul 12, 2026