Revolut vs Wise vs Cash App
Among Revolut, Wise and Cash App, Revolut has the highest editorial rating (★ 4.8). Revolut has the lowest net annual cost (€0). Revolut offers the highest cashback (1%).
| Revolut | Wise | Cash App | |
|---|---|---|---|
| Tier | S | A | A |
| Rating | ★ 4.8 | ★ 4.5 | ★ 4.4 |
| FX markup | 0% | 0.43% | 3% |
| Cashback | 1% | 0% | 0% |
| Estimated net annual cost | €0 | €0 | €0 |
| Custodial | Custodial | Custodial | Custodial |
| Network | Visa/Mastercard | Mastercard | — |
| Regions | EU/EEA, UK, US, APAC, LATAM | EU/EEA, UK, US, APAC, LATAM | US |
| Licences & safety | Licenza bancaria EU, EMI (UK), FCA | EMI, FCA, FinCEN MSB | Money Transmitter + Banking partner (Wells Fargo, Sutton Bank) |