Oobit vs The Bitcoin Company Card
On cashback The Bitcoin Company Card wins (up to 50%, but the full rate requires Nessuno); for spending abroad FX markup matters, and Oobit does better (1% vs 2.5%). The choice depends on your real spending profile: redo the math with your volumes before picking between Oobit and The Bitcoin Company Card.
| Oobit | The Bitcoin Company Card | |
|---|---|---|
| Tier | B | B |
| Rating | ★ 4.0 | ★ 4.0 |
| Estimated net annual cost | €0 | €0 |
| Network | Visa | Visa |
| Fund custody | Self-custody (funds in your control) | Self-custody (funds in your control) |
| Issuance fee | Free | Free |
| Annual fee | Free | Free |
| Free ATM limit | N/A (virtual only) | — |
| ATM withdrawal | 1% | Free |
| FX markup | 1% | 2.5% |
| Cashback | 10% in OBT · Nessuno | 50% in BTC · Nessuno |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Light |
| Privacy | 8/10 | 9/10 |
| Supported countries | EEA, APAC, MENA, LATAM, US · 150+ countries | US, LATAM |
| Regulator | Estonian FIU | — |
| Segment | B2C | B2C |
| Regions | EU/EEA, APAC, MENA, LATAM, US | US, LATAM |
| Licences & safety | FIU registration (Estonia) |
Frequently asked questions
Oobit vs The Bitcoin Company Card: which is better?
On cashback The Bitcoin Company Card wins (up to 50%, but the full rate requires Nessuno); for spending abroad FX markup matters, and Oobit does better (1% vs 2.5%). The choice depends on your real spending profile: redo the math with your volumes before picking between Oobit and The Bitcoin Company Card.
Which is cheaper, Oobit or The Bitcoin Company Card?
On the standard spending profile Oobit has the lowest net annual cost: €0 versus €0 for The Bitcoin Company Card.
Which offers more cashback, Oobit or The Bitcoin Company Card?
The Bitcoin Company Card has the highest cashback: up to 50%. Note the top rate often requires token staking and is subject to spending caps.
Is Oobit custodial or self-custody?
Oobit is self-custody: you keep the keys, while The Bitcoin Company Card is self-custody.
Which is better for spending abroad?
For foreign-currency spending Oobit wins, with the lowest FX markup: 1%.