ING — Conto Corrente Arancio vs Banca Ifis — Rendimax Conto Corrente
Neither wins across the board: weigh the points above against your use case before choosing between ING — Conto Corrente Arancio and Banca Ifis — Rendimax Conto Corrente.
| ING — Conto Corrente Arancio | Banca Ifis — Rendimax Conto Corrente | |
|---|---|---|
| Tier | B | B |
| Rating | ★ 3.9 | ★ 3.8 |
| Account fee | Free | Free |
| IBAN | dedicato · IT · IT | dedicato · IT · IT |
| Deposit guarantee | EU guarantee €100,000 | EU guarantee €100,000 |
| Multi-currency | No (single currency) | No (single currency) |
| Outbound transfers to third-party IBANs | Yes | Yes |
| Utility direct billing | Yes | Yes |
| SEPA direct debit (SDD) | Yes | Yes |
| On-chain crypto withdrawal | No | No |
| SEPA transfer | Free | Free |
| Card included | Carta di debito Mastercard a canone €0 (entrambi i profili) | Carta di debito Rendimax (Mastercard) inclusa, canone €0 |
| Interest on balance | 0% | 0.2% |
| Network | Mastercard | Mastercard |
| ATM withdrawal | Free | Free |
| Free ATM limit | ATM withdrawals in Italy and Europe €0 (Arancio Più) / €0.95 (Arancio Light); ING has no own ATMs | First 5 withdrawals of the month free (Italy and EU), from the 6th €2; no own branches, Mastercard card on other banks' ATMs |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| KYC | Full | Full |
| Supported countries | EEA · 1+ countries | EEA · 1+ countries |
| Regulator | DNB (Paesi Bassi) · Banca d'Italia | Banca d'Italia |
| Segment | B2C | B2C |
| Regions | EU/EEA | EU/EEA |
| Licences & safety | Licenza bancaria (Albo Banche n. 5229 — succursale di banca comunitaria) | Licenza bancaria (Albo Banche n. 5508 · ABI 03205) |
Frequently asked questions
ING — Conto Corrente Arancio vs Banca Ifis — Rendimax Conto Corrente: which is better?
Neither wins across the board: weigh the points above against your use case before choosing between ING — Conto Corrente Arancio and Banca Ifis — Rendimax Conto Corrente.
Is ING — Conto Corrente Arancio custodial or self-custody?
ING — Conto Corrente Arancio is custodial: funds are held by the platform, while Banca Ifis — Rendimax Conto Corrente is custodial.