Airtm vs Prex
In our editorial rating Prex leads (3.7 vs 3.0). In short: Airtm if your usage matches its strength, Prex otherwise — the numbers above beat any slogan.
| Airtm | Prex | |
|---|---|---|
| Tier | B | B |
| Rating | ★ 3.0 | ★ 3.7 |
| Estimated net annual cost | €0 | €0 |
| Account fee | Free | Free |
| Network | Visa | — |
| ATM withdrawal | not declared | not declared |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| KYC | Full | Full |
| Supported countries | LATAM, AFRICA, APAC, EEA, US · 190+ countries | LATAM · 4+ countries |
| Regulator | FinCEN (USA) | None |
| Segment | B2C | B2C |
| IBAN | — | condiviso |
| Multi-currency | — | No (single currency) |
| Outbound transfers to third-party IBANs | — | No |
| Utility direct billing | — | No |
| SEPA direct debit (SDD) | — | No |
| On-chain crypto withdrawal | — | No |
| Interest on balance | — | 0% |
| OAM Italy registration | — | No |
| Regions | LATAM, Africa, APAC, EU/EEA, US | LATAM |
| Licences & safety | FinCEN MSB (USA) | None |
Frequently asked questions
Airtm vs Prex: which is better?
In our editorial rating Prex leads (3.7 vs 3.0). In short: Airtm if your usage matches its strength, Prex otherwise — the numbers above beat any slogan.
Which is cheaper, Airtm or Prex?
On the standard spending profile Airtm has the lowest net annual cost: €0 versus €0 for Prex.
Is Airtm custodial or self-custody?
Airtm is custodial: funds are held by the platform, while Prex is custodial.