Agora vs Fold Bitcoin Credit Card
On cashback Fold Bitcoin Credit Card wins (up to 1.5%). Neither wins across the board: weigh the points above against your use case before choosing between Agora and Fold Bitcoin Credit Card.
| Agora | Fold Bitcoin Credit Card | |
|---|---|---|
| Tier | A | A |
| Rating | ★ 4.1 | ★ 4.0 |
| Estimated net annual cost | — | €0 |
| Account fee | Not disclosed | Free |
| ATM withdrawal | Free | Free |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| Supported countries | US, EEA, APAC | US · 1+ countries |
| Segment | B2B | B2C |
| IBAN | — | condiviso |
| Multi-currency | — | No (single currency) |
| Outbound transfers to third-party IBANs | — | No |
| Utility direct billing | — | No |
| SEPA direct debit (SDD) | — | No |
| On-chain crypto withdrawal | — | Yes |
| Interest on balance | — | 0% |
| KYC | — | Full |
| Regulator | — | none |
| OAM Italy registration | — | No |
| Regions | US, EU/EEA, APAC | US |
| Licences & safety | none |
Frequently asked questions
Agora vs Fold Bitcoin Credit Card: which is better?
On cashback Fold Bitcoin Credit Card wins (up to 1.5%). Neither wins across the board: weigh the points above against your use case before choosing between Agora and Fold Bitcoin Credit Card.
Which is cheaper, Agora or Fold Bitcoin Credit Card?
On the standard spending profile Fold Bitcoin Credit Card has the lowest net annual cost: €0 versus — for Agora.
Which offers more cashback, Agora or Fold Bitcoin Credit Card?
Fold Bitcoin Credit Card has the highest cashback: up to 1.5%. Note the top rate often requires token staking and is subject to spending caps.
Is Agora custodial or self-custody?
Agora is custodial: funds are held by the platform, while Fold Bitcoin Credit Card is custodial.