Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

AISI Bank Card

AISI · Visa

2.0/5 2.3/5 · Data verified on

AISI Bank Card is the virtual and physical Visa card from the AISI Web3 platform, an EU-registered company that combines digital banking, an AI-powered token analyzer and a non-custodial DEX. At the time of verification the card is in early access and most details (monthly fee, ATM fees, limits, number of supported countries) are not yet documented: these undocumented numeric values were set to 0 or omitted. The only published figures are a 3% cashback and a 1% foreign-exchange fee; banking services are delivered through licensed partners. The todey.xyz source classifies the project as 'unverified'.

17
Transparency: Very low
17/100 · see methodology
17
Data exposure: Minimal
17/100 · lower is better for sovereignty · methodology

Data & conditions

Account fee
Network Visa
ATM withdrawal Free
Fund custody Self-custody (funds in your control)
KYC Full
Supported countries EEA
Segment B2C
Funding / solidityAISI is a private EU-registered company running a Web3 platform with digital banking, an AI token analyzer and a non-custodial DEX; it issues the AISI Bank Card (Visa, virtual and physical), with banking services delivered through licensed partners.
MiCA / License status Servizi bancari via partner licenziati (UE)

Strengths

  • Non-custodial model: the AISI platform leaves users in control of keys and funds when trading
  • Visa card available both virtual and physical with multi-currency support (fiat and crypto)
  • Low foreign-exchange fee (1%) and a stated 3% cashback
  • Self-custody: funds stay in your wallet — the platform cannot touch them.

Weaknesses

  • Early-access product: monthly fee, ATM fees, limits and supported countries are undocumented
  • No own license published: it operates through unspecified banking partners
  • Flagged as 'unverified' by sources, with regional availability limited at launch
  • Full KYC required: verified identity, zero pseudonymity.

Verdict

D C ★ 2.0/5 ★ 2.3/5 Estimated net annual cost: €0/year

Weak protection. AISI publishes no license of its own and banking services are delivered by unspecified licensed partners, so the applicable fund-protection scheme is not verifiable. In early access and flagged as 'unverified' by sources: caution is warranted until clear regulatory documentation is available.

A strength on the sovereignty side: the AISI platform is non-custodial and users keep control of keys and funds when trading via the DEX. The banking/card layer relies on third-party partners and full KYC remains required, which reduce overall autonomy.

Privacy & anonymity 30% 1.0
Fund control 20% 5.0
Censorship resistance 20% 1.5
Costs 10% 2.5

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

FAQ

Is the AISI Bank Card already available?

No: as of the 22 June 2026 verification it is in early access. Many parameters (fee, ATM, limits, countries) are not yet published and it will not be available in all regions at launch.

What network does the card use and is it custodial?

It is a virtual and physical Visa card. The AISI platform is non-custodial (DEX and keys under the user's control); banking services are provided by licensed EU partners.

Sources

Update history

✓ Terms unchanged since Jun 22, 2026

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