Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

BONKx Card

BonkX · Visa

2.0/5 1.2/5 · Data verified on

BONKx (BonkX) is a crypto payment card marketed as a premium neobank built on Solana and powered by the BONK token, issued on the Visa Infinite network and accepted at over 150 million Visa merchants across 150+ countries. It offers an instant virtual card plus a physical card, IBAN accounts, bank transfers and mobile pay. Card spending is secured by cryptocurrency collateral and the product is custodial: BonkX Inc. (legal seat in Delaware, United States) states it is neither a bank nor the card issuer. The loyalty program is based on BXP (Bonk Experience Points), with a mention of stablecoin cashback. NOTE: as of the verification date the card's official numbers are not publicly documented: issuance fee, annual fee, FX markup, cashback percentage, and ATM fees/limits are listed by sources as TBA/undisclosed and are therefore reported as 0 for lack of official data; the issuer's license is likewise undisclosed.

31
Transparency: Very low
31/100 · see methodology
31
Data exposure: Minimal
31/100 · lower is better for sovereignty · methodology

Data & conditions

Network Visa
Fund custody Custodial (platform holds funds)
Issuance fee Free
Annual fee Free
ATM withdrawal Free
FX markup 0%
Cashback
Contactless Yes
Virtual card Yes
KYC Full
Privacy 2/10
Supported countries US, EEA, UK, APAC, LATAM, MENA, AFRICA
Estimated net annual cost €0/year
Segment B2C

Strengths

  • Visa Infinite network with global acceptance at 150M+ merchants in 150+ countries
  • Instant virtual card plus physical card, IBAN accounts, bank transfers and mobile pay
  • Native Solana/BONK ecosystem integration with crypto-collateralized spending
  • No notable sovereignty advantage documented.

Weaknesses

  • Key numbers undocumented: fees, cashback and ATM limits are TBA/undisclosed
  • Custodial product with full KYC: no self-custody of assets
  • BonkX Inc. states it is neither a bank nor the issuer and discloses no issuer license
  • Custodial: the platform holds your funds and can freeze or lose them.
  • Full KYC required: verified identity, zero pseudonymity.

Verdict

C D ★ 2.0/5 ★ 1.2/5 Estimated net annual cost: €0/year

Low protection: custodial product with full KYC run by BonkX Inc., which states it is neither a bank nor the card issuer and discloses no issuer license. The user has no self-custody of assets and key numbers (fees, cashback, limits) remain undocumented.

Very low sovereignty: custody delegated to a third party, mandatory full KYC and no direct control over keys or assets. The model is the opposite of the self-custody cypherpunk approach.

Privacy & anonymity 30% 0.5
Fund control 20% 0.0
Censorship resistance 20% 1.5
Costs 10% 5.0

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

FAQ

Which network and blockchain does the BONKx card run on?

The card is issued on the Visa network (Visa Infinite tier per the official site) and is accepted at 150M+ Visa merchants in 150+ countries; the ecosystem is built on Solana and powered by the BONK token.

How much does the BONKx card cost and what cashback does it offer?

As of the verification date the costs (issuance fee, annual fee, FX markup) and the cashback percentage are not publicly documented: sources list them as TBA/undisclosed. The loyalty program is based on BXP (Bonk Experience Points), with a mention of stablecoin cashback.

Sources

Update history

✓ Terms unchanged since Jun 22, 2026

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