Eversend Card
Eversend · Visa
Data verified on unchanged since the sources
Worth it if you live in Africa and need a virtual dollar Visa where local cards get declined: free issuance and a fee of just $1/month.
Avoid it if you often spend outside the US: the FX markup is 3.5% + $0.50, there's no physical card or ATM withdrawal, and declined transactions carry penalties.
Eversend is an African neobank founded in Uganda in 2017, now active across several markets (Uganda, Nigeria, Ghana, Kenya, Rwanda, Tanzania). The app combines multi-currency wallets, FX, cross-border transfers and a virtual USD Visa card. The card is virtual-only (no physical, no ATM): free issuance with a $1/month fee and a 3.5% + $0.5 FX fee on non-USD payments. It targets international online payments for African users.
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Account fee | €1 |
|---|---|
| Multi-currency | USD, EUR, GBP, NGN, GHS, KES, RWF, UGX |
| Network | Visa |
| ATM withdrawal | not declared |
| Fund custody | Custodial (platform holds funds) |
| KYC | Full |
| Supported countries | AFRICA · 6+ countries |
| Regulator | Bank of Uganda |
| Segment | B2C |
| Funding / solidity | Eversend is a pan-African fintech founded in Uganda in 2017 and headquartered in Kampala. It offers multi-currency wallets, FX, cross-border transfers and a virtual USD Visa card, operating across several African markets (Uganda, Nigeria, Ghana, Kenya, Rwanda, Tanzania). |
| MiCA / License status | Not disclosed |
Strengths
- Virtual USD Visa card accessible from major African markets
- Free issuance and low monthly fee ($1)
- Integrated multi-currency wallets with in-app FX; useful where local cards are declined
- No notable sovereignty advantage documented.
Weaknesses
- Virtual card only: no physical and no ATM withdrawals
- High FX fee (3.5% + $0.5) on non-USD payments
- Penalties on declined transactions; custodial service
- Custodial: the platform holds your funds and can freeze or lose them.
- Full KYC required: verified identity, zero pseudonymity.
Verdict
Custodial service from an African neobank licensed in Uganda, not an EU-regulated institution: funds do not benefit from European deposit guarantees. Protection for an Italian user is low, with full KYC but no SEPA/EU regulatory coverage.
Custodial solution with full KYC and no user control over keys or funds: the model is that of a centralised neobank. Individual sovereignty is minimal, in line with a traditional bank account.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
Reputation
What happened to people who used Eversend Card, and what users say. External signals: they do not feed the promp.it rating.
Incidents & regulatory actions
No known incidentSearch across public sources: no known hack, withdrawal freeze or regulatory action as of the verification date.
verified on
Public reviews
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App Store ↗
3.8/5
1,085 reviews
Rating and count for the Eversend app (id 1438341192): measures the whole wallet/FX/transfers app, not the card alone. Verified via itunes lookup.
Weighted average across 1 public review platform (1,085 reviews in total), weighted by volume. This is not our rating: it is those platforms’ average.
FAQ
Is the Eversend card physical or virtual?
Virtual only: a USD Visa for online payments, with no physical card and no ATM withdrawals.
How much does it cost?
Free issuance, $1/month fee; non-USD payments carry a 3.5% + $0.5 FX fee.
Sources
- Official service page Payment network · Virtual · Multivaluta · Azienda Data verified on Jun 22, 2026
- help.eversend.co Canone · Fees · Fx · Supported currencies · +1 Data verified on Jun 23, 2026
- mlvp.io Regulator · Azienda info Data verified on Jun 23, 2026
- todey.xyz Kyc · Custodial · Fx Data verified on Jun 22, 2026