Revolut vs Brex
On the standard spending profile, Revolut has the lowest net annual cost (€0). Revolut offers the highest cashback (1%). Pick Revolut if you prioritise simplicity and exchange integration; consider Brex if you prefer a mature custodial ecosystem.
| Revolut | Brex | |
|---|---|---|
| Tier | S | A |
| Rating | ★ 4.8 | ★ 4.2 |
| FX markup | 0% | 0% |
| Cashback | 1% | 0% |
| Annual fee | Free | Free |
| Estimated net annual cost | €0 | €0 |
| Custodial | Custodial | Custodial |
| Network | Visa/Mastercard | — |
| Regions | EU/EEA, UK, US, APAC, LATAM | US |
| Licences & safety | Licenza bancaria EU, EMI (UK), FCA | Banking partner + Card issuer |
Frequently asked questions
Revolut vs Brex: which is better?
On the standard spending profile, Revolut has the lowest net annual cost (€0). Revolut offers the highest cashback (1%). Pick Revolut if you prioritise simplicity and exchange integration; consider Brex if you prefer a mature custodial ecosystem.
Which is cheaper, Revolut or Brex?
On the standard spending profile Revolut has the lowest net annual cost: €0 versus €0 for Brex.
Which offers more cashback, Revolut or Brex?
Revolut has the highest cashback: up to 1%. Note the top rate often requires token staking and is subject to spending caps.
Is Revolut custodial or self-custody?
Revolut is custodial: funds are held by the platform, while Brex is custodial.